It's likely you will need to hire the attorney first and then have them seek the interim attorney fee for you. If the facts of your case warrant an award of interim attorney fees, some would take the case without a retainer contingent on getting fees from your spouse.
If the debt was acquired during the marriage, it is marital debt and can be allocated to either party by the divorce Judge. However, its never that simple and anyone answering would need more information before they could give an opinion either way.
Many people would like their case over quickly, but have not agreed on all the items necessary for a Judge to approve a divorce. You should consult a family law attorney and find out if you have addressed every issue with your spouse.
You sound like a candidate for divorce not annulment. The hardest part is coming to an agreement on financial issues (disposition of property and debts). Do you have children? Consult a family lawyer to help you get it done. Most will charge a flat fee if your case is uncontested meaning you both agree on all issues.
If you have an agreement on all issues, a lawyer can prepare all the docs to get your divorced for a reasonable fee. You'll need a Judgment for Dissolution of Marriage to a get divorced. A two-year waiver (available online), a certification of agreement form (available online). There are other steps involved in the process, but those are the basics.
A lot depends on how your divorce decree is written and what it states. I would interpret cabinetry as part of the house. Whomever was awarded the house gets the cabinetry. Appliances usually go with the house too, but you have a better argument with the appliances. Good luck trying to work it out.
The car would be non-marital since it was a gift. I suggest you take care of your divorce right away. You have been separated almost 4 years. We do not have "community property" in IL, but our law works in a similar way. You are still legally married and if you acquire a residence during the marriage, he has some rights to it. Bottom line, get divorced as soon as you can. Call me if you would like to discuss your situation.