Stephen Laurence Hoffman’s Answers

Stephen Laurence Hoffman

Chicago Personal Injury Lawyer.

Contributor Level 20
  1. Can I collect pain and suffering from my own insurance company when the at-fault driver's company has reached its policy limits?

    Answered 10 months ago.

    1. Chen Kasher
    2. Stephen Laurence Hoffman
    3. Robert Alan Cohen
    4. C. Donald Briggs III
    5. Christian K. Lassen II
    6. ···
    12 lawyer answers

    Absolutely, assuming your coverage liability limits exceed the at-fault driver's limits. It works like this: you can collect for a total of all allowable damages (medical bills, future medical costs, pain & suffering, loss of a normal loss/disfigurement, lost wages) but are realistically limited to the liability limits of the at-fault driver's coverage. If the other driver's carrier pays the entire limits of the policy (the lowest Illinois minimum was $20K and is now $25K, whereas...

    24 lawyers agreed with this answer

  2. My 20yr son was rear ended at a stop light, son recieved whiplash ,what would his pain and suffering be?

    Answered 11 months ago.

    1. Jonathan Paul Crannell
    2. Stephen Laurence Hoffman
    3. Chen Kasher
    4. James Patrick McLane III
    5. C. Donald Briggs III
    6. ···
    12 lawyer answers

    This is dependent upon a plethora of factors, including: how soon and what kind of medical treatment your son received, the amount of property damage, the insurer for the other driver, whether your son gave a statement to the insurer, who the adjuster is, and whether he retained a lawyer. At the very least, stop all communications with the tortfeasor's insurer, and have your son contact an attorney. We almost all work on a contingency basis, and consults are free. Studies show consistently...

    23 lawyers agreed with this answer

  3. My son was a passenger in a car accident.

    Answered 9 months ago.

    1. Stephen Laurence Hoffman
    2. David Ian Schoen
    3. Tanya Marie Bachand
    4. Judy A. Goldstein
    5. Jason Andrew Marker
    6. ···
    13 lawyer answers

    A good lawyer would be able to run a thorough search of all possible insurance coverages and policies, investigate whether personal assets were a possible target, and maximize what was available to your son. Since your son was a passenger, the obvious targets would be: the driver's policy(ies), the owner's policy(ies), your son's or your policy(ies) if there was underinsured (UIM) coverage, plus any possible umbrella policies. Again, this is such an obviously bad situation, I find it...

    22 lawyers agreed with this answer

  4. Should my mom retain a personal injury lawyer or just work with the restaurant to pay her bills?

    Answered 11 months ago.

    1. Stephen Laurence Hoffman
    2. Steven Adam Sigmond
    3. Mario C. Palermo
    4. Chen Kasher
    5. David Ian Schoen
    6. ···
    9 lawyer answers

    Get a lawyer unless your mother only wants her bills paid, nothing for pain and suffering, and understands the process as well as the insurer.

    21 lawyers agreed with this answer

  5. Slip and fall

    Answered 11 months ago.

    1. Stephen Laurence Hoffman
    2. Chen Kasher
    3. Judy A. Goldstein
    4. Burton A. Padove
    5. Jonathan P. Groth
    6. ···
    8 lawyer answers

    No opinion can be given. I don't know the specific facts of your case and you have a lawyer. Generally, slip and fall cases are very fact specific and also are among the hardest to win at trial. The law against you is considerable. You survived summary judgment, which means the judge thought there was a factual issue for the jury, but in no way guarantees a win at trial. Also, even if you did win, any award likely would be reduced by your comparative negligence, which typically happens...

    21 lawyers agreed with this answer

  6. I rear ended someone and the other guy didn't want to file a report because his car wasnt damaged and he was fine?

    Answered almost 2 years ago.

    1. Stephen Laurence Hoffman
    2. Scott J. Corwin
    3. Kevin Coluccio
    4. David Mark Kupsky
    5. Christian K. Lassen II
    6. ···
    8 lawyer answers

    Do not respond to him. Report this to your insurer immediately. They will handle this from there and require proof of any damages. Stephen L. Hoffman Law Office of Stephen L. Hoffman LLC Chicago, IL 773-944-9737 Email: stephen@hofflawyer.com Website: www.hofflawyer.com Blog: www.hofflawyer.com/blog/

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  7. Was hit by a fire truck in chicago while working and driving a company vehicle

    Answered 10 months ago.

    1. Stephen Laurence Hoffman
    2. Joseph Andrew Brabender IV
    3. Christian K. Lassen II
    4. Daniel Anthony Thomas
    5. Mario C. Palermo
    6. ···
    8 lawyer answers

    This is almost certainly a workers' compensation case. What I recommend you do is as follows: report it to your employer ASAP, fill out a police report, get treated ASAP (keep the January 5th appointment, but get some treatment NOW--you do not want to wait from ER visit until 2 weeks from now to get more treatment that documents your injuries), and make sure your employer provides the workers' compensation insurance information to you, and finally talk to a lawyer. This may also...

    20 lawyers agreed with this answer

  8. How do I know if I'm being offered enough in an accident settlement?

    Answered 11 months ago.

    1. Chen Kasher
    2. Stephen Laurence Hoffman
    3. Steven Adam Sigmond
    4. Joseph Andrew Brabender IV
    5. Charles Joseph Michael Candiano
    6. ···
    15 lawyer answers

    As a fellow cyclist, I can feel your pain. I certainly hope you have healed for the most part by now. I can also tell you that insurance companies do not take cyclists seriously, and tend to devalue their claims, perhaps even more than other non-cyclist claims, if that is possible. You will NEVER be offered fair compensation by an insurance company without a lawyer period. They are in the business of saving money and paying as little as possible. You must force them to rethink that...

    20 lawyers agreed with this answer

  9. Personal injury question

    Answered 11 months ago.

    1. Stephen Laurence Hoffman
    2. Louis Joseph Meyer
    3. Joseph Leonard Ciaccio
    4. C. Donald Briggs III
    5. Richard Todd Rosenstein
    6. ···
    12 lawyer answers

    Bigger question is whether you should accept it. If you are certain your injuries are healed and will not recur, settle. You can tell State Farm but don't have to--2 separate cases.

    20 lawyers agreed with this answer

  10. Can i pursue damages for intentional infliction of emotional distress

    Answered 10 months ago.

    1. Stephen Laurence Hoffman
    2. Charles Joseph Michael Candiano
    3. Robert Alan Cohen
    4. David Ian Schoen
    5. Miguel Amador
    6. ···
    9 lawyer answers

    Divorces are awful, so my thoughts go out to you. Not fun for anyone involved. WIthout some sort of physical trauma, Illinois courts generally do not allow IIED claims to exist. In your case, I don't see that cause of action. What I do see, potentially, is an action against your wife criminally for criminal damage to property etc. This is something you should report to the authorities immediately. The MOST IMPORTANT thing you should do right now, instead of thinking like a lawyer,...

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