Christopher R. Minelli’s Answers

Christopher R. Minelli

Chicago Business Attorney.

Contributor Level 12
  1. Corporation Checking account

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    What were the reasons for the bank's refusal to close the account? It does not strike me as unusual provided they had some other reason (such as a requirement that something more than a corporate resolution be provided, or that a bank policy required a specific procedure which was not followed). I say it is not unusual because a corporate director, as a matter of common law, is "cloaked with authority" to conduct daily business on behalf of the corporation. Therefore, if the bank did not...

  2. If my employer requires me to drive my personal vehicle for company purposes are they required to pay for gas and other expenses

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    Generally, employers and employees are permitted to arrange their employment relationship in any way they choose, subject to certain legal and constitutional limits. That being said, even if you are not compensated for the use of your personal vehicle, you might still be able to gain an advantage of the situation by keeping track of your expenses and deducting it from your income taxes on Schedule A. An accountant or attorney will be able to help you with the calculations and specific rules...

  3. If an employer does not have unemployment insurance are the employees stil entitled to unemployment benefits

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    Generally, no. The Illinois unemployment scheme contemplates that employers will "pay" for unemployed persons (much like workers' compensation) as a general cost of doing business in the state. Thus, unemployment benefits do not come out of the state's general tax reserves. If the employer is not subject to unemployment insurance regulation (such as railroads, small employers, and agricultural employers, to name a few) then employees of them are not permitted to obtain unemployment benefits....

  4. If the employer does not have unemployment insurance can an employee with a legitimate claim still receive unemployment benefits

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    Generally, no. The Illinois unemployment scheme contemplates that employers will "pay" for unemployed persons (much like workers' compensation) as a general cost of doing business in the state. Thus, unemployment benefits do not come out of the state's general tax reserves. If the employer is not subject to unemployment insurance regulation (such as railroads, small employers, and agricultural employers, to name a few) then employees of them are not permitted to obtain unemployment benefits....

  5. Can a collection agency release you from your co-signer obligations

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    Generally, yes. A co-signor is a "guarantor" under the law, which means a creditor or their agent can collect against the co-signor on the debt if the original debtor defaults. Because the co-signor is on the hook so to speak, it is common for collection agencies to settle with the co-signor (and recover some money on the defaulted debt for the creditor) by offering deals like this. Remember, it is important to (1) VERIFY that the debt is valid and (2) REQUEST WRITTEN CONFIRMATION that the...

  6. Appliance replacement

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    The answer depends on a couple of things. I assume the unit is within the city limits of Chicago, which means the tenant has a legal duty imposed by the Chicago Residential Landlord-Tenant Act to allow the landlord or the landlord's agents (i.e. the installers) access to the unit to replace fixtures (appliances) or conduct maintenance. Further, your written lease (if properly drafted) should contain a list of the landlord's duties in regards to broken fixtures. Most form leases do not...

  7. Being harrassed by neighbor

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    There are a number of potential Illinois crimes that the woman and her "company" are committing in addition to a (potential) charge of practicing law without a license. I would consult your local police station if you feel uncomfortable or threatened by her actions. Good luck! Christopher R. Minelli Minelli Law Offices, LLC Chicago, Illinois (312) 214-7262 NOTE: This answer is not intended to be legal advice and should not be construed in that way. This answer does not create an...

  8. My boyfriend took photos of me performing sexual acts oh him. I asked him not to take them but he did. He txt hell email em.Help

    Answered almost 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    The answer depends on whether you are still on good terms with the gentleman that has the pictures. If you deleted them, how are you sure that he still has them? Is it possible he is lying to you? You may have a number of criminal (speaking to a prosecutor) or civil (speaking to an attorney) remedies in Illinois depending on the facts of who took the pictures and under what circumstances they were taken. If you choose to act by speaking with the police or with an attorney the...

  9. My 97 year old grandmother purchased gold commemoritive coins which she paid 28,000 for that I just got appraised for 7,000.

    Answered about 5 years ago.

    1. Christopher R. Minelli
    2. Jonathan H Levy
    2 lawyer answers

    More information is needed. Was there a written contract? What did the contract say? Did it include an disclaimer of warranties? What did the salesperson say about the coins? What state were the coins purchased in? NOTE: This answer is not intended to be legal advice and should not be construed in that way. This answer does not create an attorney-client relationship and no such relationship may be created absent a signed retainer agreement. The author is licensed in Illinois only, and...

  10. Can an employer say that their employees can't speak spanish in the office?

    Answered about 5 years ago.

    1. Christopher R. Minelli
    1 lawyer answer

    No, they cannot have a per se "do not speak Spanish" rule. Federal employment regulations prohibits that. However, your employer is permitted to have a "do not speak Spanish at certain times" rule if there is a justifiable business necessity for it and your employer is allowed to make English fluency a requirement of the job if there is a similar business necessity. I'm not sure what your situation is. Good luck! NOTE: This answer is not intended to be legal advice and should not be...