In the strictest sense of the word, SD does not "require" employers to provide worker's compensation insurance. However, in effect -- it's basically required.
Virtually all employers are required to "secure the payment of compensation to the employer's employees...." That's almost always done through what you've called worker's comp insurance. Some employers may be excluded from the insurance requirement if they prove to the state that they are sufficiently solvent to qualify as a self-...
To answer you question how can you hold them accountable... Sue. Or threaten to sue.
If you told them that you had a reaction to a certain chemical and asked them not to use it, and they used it anyways, then it sounds like they could be liable for your damages caused by that negligence. You should talk to a lawyer about this.
I'll answer your second question first;
Yes, there is another way, other than garnishment, to collect on your judgment. You can execute on the judgment. This essentially means the sheriff goes out and siezes property or accounts owned by the judgment debtor (and, if necessary, sells them) until an amount sufficient to satisfy the judgment is collected. You'll need to make sure that the judgment is "docketed" in each county where the judgment debtor owns any property.
A second way to "...
The best answer would be for the Owner to execute a Power of Attorney naming you as his attorney in fact. This would allow you to enter into agreements on the Owner's behalf. The powers granted could be as broad as allowing management of all financial matters, or specifically limited to obtaining an insurance policy on this house. A POA can be as simple as a one page document.
If you're living in the house, but don't own it, there are insurance options that would be available to you, but...
For the most part, a Trust is governed by its own terms. Before you sign anything transferring property in which you have any ownership interest into the trust you should consult with YOUR OWN lawyer.
While it could be possible for a trust document to direct the trustee to take some specific action upon a divorce of the trust maker(s), that is not what I'd consider standard Trust language.
In short, SD has fantastic trust laws, and it is possible to protect yourself, but you'll need to...
Your question doesn't specify how he's violated the terms of the Stipulation and Agreement (S&A), but you're on the right track as far as what your next step would be.
You're right in that if the S&A was approved and incorporated by the Judge in the Judgment and Decree of Divorce, then the terms of the S&A became an Order of the Court. In order to compel your Ex to comply with that Order you'll most likely need to bring a Contempt Motion. (The same Court that granted the divorce has...
I'd be surprised if the medical records were completely irrelevant and your lawyer was still charging for that expense. Keep in mind that these records are often expenses based on an invoice received from a medical provider or med records company. If you think you're being OVERbilled ask to see the original invoices showing the actual amounts paid. If they're your records and the attorney did pay for them up front you should pay that unless your contract said different.
I'm sorry to say, but your question is completely unintelligible. If you think your lawyer "took a bribe" you could call the bar association and ask about filing a complaint, but i'd caution you not to file any complaints without some proof.
I completely agree with Attorney Burdge's very thorough answer. I'll only add that if you don't have title and if there is a lienholder on the title it's entirely possible that "your" truck coi ld get repossessed. Even if the lienholder isn't on the title, the seller's creditors could execute on (seize) the truck if they get a judgment against him. You're left hanging out there right now in the middle of a bad situation. You should definitely talk with a lawyer to straighten out this deal.