Since you were uninsured at the time of the crash, you will be held responsible for all the damages you caused. Whatever money paid by the uninsured motorists coverage they will look to you for repayment.
Most people who are unrepresented will receive a better result if they hire an attorney. Insurance companies either lowball you in the hope you will take the money, or they ignore you hoping you will go away.
Contact a local personal injury attorney ASAP. Good luck.
Agreed that without a lawyer you will not receive the full $100,000. Even thought they are your insurance company they are not just going to give you the policy limits i=unless your damages clearly are in excess of $100,000.
Without looking at your medical records and what your doctor says about you need for future medical care and the nature and extent of your permanency, no one can give you any ballpark answer becasue all of these factor into your damages.
Consult with a personal injury attorney ASAP.