Skip to main content
Shannon E Wynn
Avvo
Pro

Shannon Wynn’s Answers

468 total


  • I'm looking to sell my property 'as is', and have a potential buyer. Where do I go from here? Thanks!

    I'm looking to sell my property 'as is', and have a potential buyer. The deed is solely in my name. Where do I go from here?

    Shannon’s Answer

    • Selected as best answer

    You and the potential buyer will need to agree upon an offer. If you do not have a real estate agent or broker, you will need an attorney. There are many important details that are included in the offer including: earnest money, title insurance, closing deadline, finance contingency (and those are with "as is"). If the potential buyer will need financing, you will definitely need the offer to be on official forms and title insurance will be necessary.

    See question 
  • I became disabled 2 yrs ago not on SSD yet no income and have a lot of medical debt no assets is bankruptcy the way to go ?

    I am waiting for a hearing on my SSD hearing its been over 2yrs i am unable to drive or work and have no assets but my personal belongings live with relatives will this help me if i file chapter 7 ?

    Shannon’s Answer

    I agree with Atty. Nixon. However, if the creditors are being particularly bothersome, bankruptcy can be a way to get the creditors "off your back." The caution, however, is that bankruptcy protection will not be available again for several years (depending on the chapter you file under) and you currently may be judgment proof.

    See question 
  • Easement was not included in any Title paperwork when I bought property 5 years ago.

    I bought 11 acres in 2010, in 2015 while trying to build a barn the contractor found a 66' wide DNR easement that I was never told about, I am losing the use of 2 acres of land, What can I do about it?

    Shannon’s Answer

    I see you added the information that you talked to the title company. You will need to go through the claims procedure if you want to pursue the claim against the title company (of course, this is if they did not list it on your policy as an exception. If they did, you would need to look at going after another party to the sale). Did you have a survey done at the time of purchase?

    See question 
  • Looking for an attorney to process a Quick Claim Deed for a property I own in Mequon, WI!

    I live out of state, and all communications/notary work... would have to be processed through email/telephone/snail... It looks like there is no such a thing as a Real Estate attorney in the state of WI. Am I right?

    Shannon’s Answer

    There are many attorneys that are able to assist you with a quit claim deed. You can use AVVO to search for an attorney in Mequon or you can use an attorney licensed in WI, as they too can do everything with the Register of Deeds via mail.

    See question 
  • How much do it cost for bankruptcy

    I need someone who can work with me I am on a fixed income

    Shannon’s Answer

    I agree with Atty. Nixon. Most attorneys offer a free consultation (either in person or via telephone). Use the free consultation as a means to figure out if you need to file. If you do need to file, inquire regarding fees and options for payment. Make sure you find an attorney you feel comfortable working with and you feel will best represent you throughout the proceeding. Please be aware there are people called bankruptcy "petition preparers" out there that are not attorneys and are not giving you legal advice.

    See question 
  • What type of lawyer would I need to help resolve student loan dispute with Sallie Mae?

    In 2012 I did a Special Consolidation Loan for four of my student loans. In September 2013, I received my invoice for around $300 (which is what I expected). However in October 2012 I received a new invoice for $889 for 8 loans. I have been tryi...

    Shannon’s Answer

    Many bankruptcy attorneys also offer services in regards to debt negotiation. You may also want to look for a consumer protection attorney. When speaking with an attorney, ask them specifically if they handle student loan situations like yours and/or how successful their results have been. Make sure you feel comfortable with whomever you work with. Good luck!

    See question 
  • Can collection for student loans force you to borrow on your credit cards?

    MY daughter owes student loans & has been out of work & unable to make payments. Then got a job, at $10 an hour, just barely able to pay her basic necessities. She got a call from Navient (collection for Sallie Mae) & was approved a deferment. 3 d...

    Shannon’s Answer

    I agree with John. She should have insisted on speaking with a supervisor and submitting the documentation to the collection company for review. Unfortunately, it sounds as if the damage has been done.

    See question 
  • Will bankruptcy help me?

    I have around 40000 in debit from going to a for profit school, for a little over a year. It is from about 10 years ago when I was 18.

    Shannon’s Answer

    Educational loans are difficult to discharge (eliminate) in bankruptcy. The standard is called "Undue Hardship" and you would need to prove, with the help of an attorney and at lease one extra court hearing, that repaying the 40,000 would be an extremely hard thing for you to do. This is certainly a simplification of the situation and I would strongly recommend discussing your options with a qualified bankruptcy attorney.

    See question 
  • A divorce, a discharge (ch 7), a quit claim, a filing (ch 7) and a marriage... in that order. HELP me understand!!

    My ex and I own(ed) a property together in Winnebago County. After the divorce I was discharged of the mortgage debt in a Chapter 7. I then filed a Quit Claim and it was recorded with the register of deed. The foreclosure started process star...

    Shannon’s Answer

    I agree with Attorney Nixon. I would only add to make sure you read the foreclosure paperwork closely (assuming you are a named party and are served). Not often, but on occasion, mistakes can be made and you want to make sure the bank is not seeking a deficiency judgment against you.

    See question 
  • Civil Judgement filed against me for debt. Court made incorrect statement ..."who upon info and belief is a business person."

    I attended school for Secretarial AA but had to withdraw due to Mental Health issues. I was diagnosed Bi Polar and put on long term Disability. The state later backed me in an attempt to work as a secretary (assistant buyer) again, but I quit due ...

    Shannon’s Answer

    "Upon information and belief" means the creditor has information which they believe qualifies you as a business person - but they are not saying it with 100% certainty. Like stated before, this is fairly standard language. The judgment creditor does not look into your financial ability to pay at the time the lawsuit is filed. The creditor was likely looking to preserve its right to collect against you into the future (and possibly garnish your wages or put a lien on your home if those options are available). The importance is not the "business person" language, but ultimately deciding how to deal with the judgment.

    See question