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Andrew John Hosmanek

Andrew Hosmanek’s Answers

4 total

  • I rent out my lot space for my trailer for 280 a month and with that i get two parking spots for my car. I lost my car keys and

    When i had spoken with one of the owners about it I explained my situation with not having enough money for my keys. He then tell me it is an insurance problem having my car there because the snow was piling up around it. I told them i would be mo...

    Andrew’s Answer

    I recommend you consult with an attorney, or, if you qualify, Iowa Legal Aid. You may have recourse against the owner for towing your car. When you contact an attorney, be sure to have a copy of your lease handy, and any other written documents regarding the lot space or parking. Good luck!

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  • What happens after foreclosure, if we just walk away

    The house is in Iowa. We can no longer afford the payments. We found a house to rent that will be cheaper. I just want to walk away. The house appraised for $86,000 and $62,000 is owed. We have tried selling, with no luck. Can the bank come ...

    Andrew’s Answer

    You should consult a local attorney to learn about your rights in this situation. In certain foreclosures, the lender can pursue what is called a "deficiency judgment": the difference between the amount of the loan (and all associated costs) and what your house brings at auction. Since attorney's fees and other costs are often added to a foreclosure judgment, you could end up significantly "upside down" and the bank might get a money judgment against you. An attorney might be able to help you negotiate a resolution with the bank that would be better for both parties. Consult the Iowa State Bar Find a Lawyer service if you do not have an attorney in mind: http://www.iowafindalawyer.com/search.htm

    Good luck!

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  • A nonprofit org. completely gutted my sisters house and told her they were gonna remodel it now they aint gonna finish it

    they tore out the walls ceilings floors threw away her furnace her appliances her beds and tore all the siding off and now they aint gonna finish it can they do that

    Andrew’s Answer

    You should consult an attorney in your area to determine what causes of action you might have, or if something could be worked out. There's not enough information in your question for me to determine what remedies you might have, but an attorney in your area could advise you. The Iowa State Bar Find a Lawyer service can assist you if you do not have a lawyer in mind: http://www.iowafindalawyer.com/search.htm

    Good luck!

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  • What can we do about a poor concrete retaining wall problem of almost 2 yrs ago?

    Oct 2007 we hired a guy to widen our driveway, install a door in our now exposed foundation to the garage, put up a new retaining wall, pour a new cement driveway. The wall is pushing the new concrete and causing it to crack. We are also worried...

    Andrew’s Answer

    I would recommend you consult with an attorney in your area immediately. Certain causes of action have time limitations, including time limits as short as 2 years. You may wish to consult the Iowa State Bar Association Find a Lawyer Service: http://www.iowafindalawyer.com/search.htm

    Good luck!

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