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I am a michigan lawyer who handles auto wreck claims. assuming you had insurace on your car at the time of the wreck, your liability to the other driver for property damage to her car is limited to no more than $500, or the amount of her collision damage deductible, whichever is less. this is called the "mini-tort." thus, regardless of the amount of damage to her car, you, or your insurance co, cannot owe more than $500. i am not addressing when and how the other driver can bring a claim...
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I am a Michigan attorney. In Michigan, we have a no fault law for auto accidents claims. Under the no fault law, you are entitled to recover the value of your damaged property from the auto insurance company for the vehicle involved in the wreck. It does not matter whether you, or the driver of the auto, were at fault for the crash. Either way, the auto ins on the car pays the property damage. You should get a copy of the police report. It will identify the name of the insurance...
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I am a Michigan lawyer who handles auto accident cases. Under Michigan's auto insurance system, you can sue the at fault driver in small claims court for the $500 deductible. However, there is a 3 year statute of limitations. You must collect the $500 from the at fault driver or sue him within 3 years or your claim is barred forever.
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I am going to answer your question, but this does not create an attorney client relationship. In Michigan, there is no-fault insurance, which generally means we must insure ourselves. With PLPD only, you probably do not have collision coverage. Thus, your ins co will not pay to fix your car (you likely already know this). Unfortunately, the at fault driver is ONLY liable for the "mini-tort" which amounts to $500. The $500 is the maximum you can get from the at fault driver for the damage to...
it is a violation of michigan law to operate a vehicle you own without proper michigan auto insurance. it appears you violated this law. while the officer mistakenly recorded that you had insurance with progressive, the fact is you did not. while i do not understand your reference to "grant weber" saying your license is suspended, i suspect that if follow-up investigation was done and it was determined that you did not have insurance that the police could issue a belated citation for...