If there is a valid judgment he can garnish both wages and tax refund at same time. Ask him for an accounting of payments and credite or file motion with court asking for one if he will not provide.
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NO. Demand documantation from them before agreeing to anything
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Do they have a Judgment? If so go to the court and ask for a Partial Payment Order. You need to justify you can only pay $30. Bankruptcy is also an option.
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No. Your employer must honor the garnishment otherwise may be subject to liability
Your employer should start withholding pursuant to the writ of garnishment on day served.
Generally there is a presumption that funds owned 50/50 but either party can attempt to overcome that presumption
You may be too late to dispute the Judgments but if you want to take a shot at it you will need to file a motion in both cases. You need to outline your reasons for not answering the complaints.
I would await receipt of the court papers and then read them carefully and respond timely
You can ask the court to issue a Subpoena to allow you to conduct a Creditor Examination of the defendant.
Be sure to get a copy of all of your credit reports and follow the dispute procedures outlined therein. Be sure to dispute every one of them.