You have a workman compensation case if you were injured. You do not indicate what injury, if any, you sustained. There could be a third party case, but there are not enough facts here to know whether that is a claim worth investigating. Good luck.
I am not sure I understand the question. Are you saying that a person was driving while intoxicated and they had full auto coverage, but the insurance will not cover the loss? Could you give more information?
You might have a case. You should set up an appointment with a personal injury attorney in San Diego and have them review the policy and the facts of the case. There are not enough facts here to give you an opinion. Good luck
Progressive refused to pay my client any of her benefits and offered me zero to settle. After a two week trial the jury awarded my client $250,000.00 and we obtained another $100,000 in costs, interest and attorney fees. The verdict came in June 2012. The jury was so disgusted with them they gave me everything I asked for. They can be very difficult and unreasonable. Get an attorney fast.