There is no way to reopen your case to include these debts in the Chapter 7 discharge. Moreover, you will not be eligible for another discharge in any chapter of bankruptcy for cases filed until December of 2015.
That does not mean all is lost! You can file now for Chapter 13 relief (you will not be eligible for discharge) which will allow you to pay what you can afford until December of 2015. When four years have passed from the date of the filing of your Chapter 7 case you can dismiss...
With the exception of proceeds from death or divorce/separation, a Chapter 7 Bankruptcy Estate is created at the moment of the filing of a voluntary petition. Anything won or earned after the filing of the petition belongs to the debtor. In Chapter 13 the winnings would be property of the bankruptcy estate and, to the extent they are disposable income, should be contributed to the Chapter 13 plan.
I am curious how you have dower rights in a house that is titled to your son? When you say you have "liferights" what does that mean? Does it mean you have a deeded life estate?
If the house is legally titled to your son, his Chapter 7 Trustee has the right to sell the house if it has any recoverable equity in it.
I highly recommend you contact a bankruptcy attorney to represent your interests.
If your debt was discharged prior to the lien being filed then the answer is "absolutely not!" The fixing of the lien is an attempt to collect the discharged debt and is a violation of the discharge injunction.
Please consult with your bankruptcy attorney as soon as possible.
Whether someone can garnish your state tax refund is a matter of state law. In Michigan, they can. However, no one can garnish your federal tax return except the federal government, state governments for child support and spousal support, and some other minor exceptions.
Of course, if someone obtains a judgment against you and the judgment is not satisfied then, as long as your state permits it, they may garnish your wages. How much they can take also depends on state law but in Michigan...
This is what the New Jersey Supreme Court had to say about the doctrine: The court recognized marriage as a "shared enterprise and a joint undertaking" that is "akin to a partnership." As a result, the court held that a creditor who provides necessaries to one spouse can assume that the financial resources of both spouses may be used for payment; however, one spouse may only become liable for the debt when the resources of the other spouse who incurred the debt are insufficient.
At most you should experience only one more deduction and the Trustee will have to return it to you if it does happen.
Once the case has converted have your attorney contact the Trustee's office to make sure they will be stopping the wage order.
Lawyer fees in a Chapter 13 are normally governed by the bankruptcy court. However, if your case is dismissed then whether you have to pay the attorney fees is dependent on the contract you have with your attorney. Outside of bankruptcy, the contract is enforceable under state law in a state court (if it comes to that).
You should ask your attorney about the legal effect of dismissing your case. However, you should note that the bankruptcy will still appear on your credit report.