Archived
I am currently in Ch. 13 BK..I have about 3 years left and I have been struggling to keep my mortgage up. Can they foreclose?
John's answer
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Answered on October 27, 2009
The lender would have to seek a motion for relief from the stay order to proceed with a foreclosure, however yes they can foreclose despite the...
Archived
I filed for a Ch13 in 2007 I want to convert to a Ch7. I can't make pymnts with my income, what happens to my car.
John's answer
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Answered on October 27, 2009
If you are not current on your car payments you will either have to surrender the car when you convert to a 7, bring the payments current or work a...
Archived
Am i responsible for insurance on a house i filed chapter 13 on? it hasn't went up for sherriff sale yet.
John's answer
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Answered on October 27, 2009
The property remains titled in your name until a deed is issued after the sheriff's sale. The lender only has a "security interest" in the...
Archived
Mortgage in Chapter 13
John's answer
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Answered on October 27, 2009
Some jurisdictions simply require that such debts be paid through the plan. For instance, in the Southern District of Indiana you can pay outside...
Archived
I am buying a home on land contract. the owner just sent a 3 day notice to pay rent or quit. he is trying to sell my contract
John's answer
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Answered on October 27, 2009
It would depend upon the terms of your agreement; normally a landlord can sell the property and the lease or leases that pertain to the property.
Archived
Do I need a lawyer to sell a house on contract? Is their a form to feel out to cover this?
John's answer
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Answered on October 27, 2009
It is wise to have a proper contract drafted for even simple real estate transactions. You must be cautious in conveying real estate to insure that...
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