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Cincinnati Bankruptcy Attorney.
As with any bankruptcy, the fees can vary based upon the complexity of the case. However, for a typical consumer bankruptcy case filed in Cincinnati, you can generally expect to pay the attorney a total of $3,000.00. Most of this fee will be put inside the case so that every time you make a payment to the Chapter 13 Trustee, your attorney will get a portion of his or her fees from that payment. As a result, your out of pocket cost to get the case filed is usually significantly less than $3,...
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You can contact the bank and let them know that you no longer wish to retain the vehicle. Most banks will allow you to make arrangements for peaceful surrender of the vehicle. However, just because the vehicle is surrendered does not mean that the debt is extinguished. The vehicle will likely be sold at auction and if it sells for less than what you owe, the bank can pursue collection on this amount by suing you in state court. This can result in wage garnishment, bank attachment,...
You should not be charged with any kind of crime for failure to pay a debt unless you incurred the debt by fraudulent means (i.e. passed a bad check, etc.). However, if you have rented a car and not returned it by a specified date and/or time, the rental car company can report the vehicle as stolen. I would think it unlikely that they are going to have you arrested once you return the vehicle to the Enterprise lot but anything is possible.