Ronald Joseph Koehler's Answers

If an insurance company makes a mistake on payments of death benefits, what are my options?

The previous answers have given you good information. It has been my experience that once the insurance company decides what it wants to do, the only way to get them to change their mind is to sue them. I did this successfully for a client who lost her husband in an auto accident shortly after purchasing life insurance. The agent filled out the beneficiary designation in such a way that the company believed another relative was to receive half of the insurance proceeds when everybody,...

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Ohio laws about sibling burial expense, who is legally responsible?

A spouse may be responsible for the expense of a funeral, and can get $255 from social security for this purpose. Anyone who signs a contract agreeing to pay for the funeral would be responsible. The law does not hold parents of an adult responsible. Nor are children or siblings responsible. If the person who dies was in the military, a union or fraternal organization, assistance from there may be possible. Ohio law requires local government (city, village, township) pay the cost of a very...

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My grandma passed away and she has a loan for the house in her city it says as long as she's paying the payments that the house

Your question doesn't have enough information to give a quick answer. Is there a will? Did grandma leave you the house in the will? Does your step-mom mean the county, not the city, is going to sell the house? That may be for unpaid real estate taxes. It would be easier to answer your questions if we could talk on the phone. I will give you a free phone consultation if you call me Monday at my office. 330-644-3572. Ron Koehler.

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I want to move out of my boyfriends house but we have a son together he tells me that I cant take my baby with me when i leave

Both parents have equal rights to custody of their child, until a court says otherwise. If you move out you should contact the Child Support Enforcement Agency and ask them to start the process of getting you child support from the baby's father.

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I was walking with my 2 leashed dogs down the street when my neighbors dog jumped it's fence and attacked my 1 dog.

The short answer is yes, you can ask for more than just your medical bills. You may not be entitled to much more, but when the dog bit you, you suffered pain. Take photos of your and your dogs' injuries. I am in Akron and can assist you in bringing this claim. Ron

I did a voluntary surrender on a car and have a summons on the balance. Can they put a lien on my house for the balance?.

They can't put a lien on until the court grants them a judgment against you. Once they get a judgment against you, they will be able to put a judgment lien on any real estate you own. Once you are back to work, they will be able to garnish your wages. If you have money in a bank account, they will be able to get a court order. Check with legal aid or the local bar association to see if you can get a free conference with a local attorney to review the lawsuit and advise you.

Purchasing vacant land within city limits - Ohio

I am handling a similar situation in Akron. The property likely has a lien for unpaid taxes. The city will also put the cost of mowing the grass (in Akron they add a $200 administrative fee each time they mow) and the costs of demolishing the house on the tax lien. It could be several thousand dollars. The first step is to find out how much is owed on the property to determine if you want to spend that much to buy it. You could call the county auditor and ask them how much is owed in...

Naming Son As Payable On Death

Good news. No court costs or attorney fees. After you die, your son will need to take your death certificate and to the bank. The bank may also require an estate tax waiver. This is a form that is required when the amount bin the account is more than $25,000. He can get the form by taking a written statement from the bank showing the balance of the account as of the date you died to the county auditor. He will need to fill out Estate Tax forms 12 and 14, and the auditor will stamp the tax...

What can a spouse do if a leased vehicle is in their spouses name and said spouse passes away. What options are available?

This is a little complicated. I assume you didn't co-sign the lease. If you don't want the car, call the leasing company and tell them your spouse died and there is no estate and nobody will be making the payments. They should pick up the car. If you want to keep the car, under Ohio law the surviving spouse can have a vehicle transfered to him/her without going through probate. But because of the lease you don't have the title. If possible you could call the leasing company and tell them...

Is it legal to have a mortgage in a deceased relative's name and the deed in your name

Yes it is! As long as you keep making the payments on the loan your Mom took out, the back will be happy. You may want to look at the interest rate on the loan she took out and see if you can take out a loan in your name at a lower rate to pay off the loan she took out.