Your status - insured or not insured - does not affect your right to recover from the at fault driver nor the at fault driver's obligation to pay for damages proximately caused by his/her negligence.
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Your auto insurance company should pay for the repairs to your vehicle (less your deductible) and you may have medical payments coverage for medical bills and expenses up to the limit of your medpay coverage with your auto insurer. If you have health insurance, I would recommend that you submit your medical bills to them 1st and use your medpay coverage (under your auto policy) to cover your out of pocket portion of the bills (i.e., co-pays & deductibles). You may have a claim against the...
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