Kenneth Michael Richards's Answers (6)

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Cleveland , Ohio wage garnishment stayed for second time within 3 month period. Debtor filed CH 13 but failed make payments so

Kenneth's answer | Answered on February 26, 2013

In addition to possible stay relief, as mentioned above, there is also a provision of the bankruptcy code (Section 109(g)) which allows for the...

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I want to buy & place a mobile home on 2.5 acres in which to live. can I shield it from ch7?

Kenneth's answer | Answered on February 23, 2012

The Ohio exemption statute allows a debtor to exempt one item or parcel of real or personal property used as a residence up to a value of $21,625. ...

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I live in ohio. Is debt from a buisness my spouse opened considered martial debt?

Kenneth's answer | Answered on February 07, 2012

Marital debt is not really the issue as that is not really a term that is used outside of divorce court. The answer depends upon how the business...

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Debtor's rights against mortgage company that keeps changing interest rates and payment amounts in GA

Kenneth's answer | Answered on November 11, 2009

Read all of the papers again. In almost every case, a home equity line of credit is secured by a second mortgage from the start.

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My ex-husband listed me as a "co-debtor" to several unknown creditors

Kenneth's answer | Answered on November 11, 2009

There is a bankruptcy rule--Rule 2004, which allows you or your attorney to file a motion and obtain a court order requiring the turnover of...

Archived

Means test form 22A required if filing a chapter 7 primarily business debt petition?

Kenneth's answer | Answered on November 11, 2009

The phrase "primarily" not defined in the Bankruptcy Code, but most courts seem to give it a common definition--more than half. In addition, most...

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