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John Caldwell Rogers
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John Rogers’s Legal Guides

65 total


  • Bankruptcy is Not Always the Answer

    I always caution folks before I meet with them that filing bankruptcy is not always the answer to their problems. I explain to them that we will discuss the facts of their situation and then I will share with them what I see as possible solutions to help them. If I see bankruptcy...

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  • Why Does My Bankruptcy Lawyer Care If I Have Given Things Or Sold Things To My Family ?

    Your lawyer cares about these things because the bankruptcy court and trustee care about these things when you file bankruptcy. In fact, if you have sold or given away anything to family members recently, you are required to tell about that in your bankruptcy petition and related...

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  • The “Wal-Mart” Footnote – Milavetz v. U.S.

    I think the key part of the entire recent United States Supreme Court Opinion in Milavetz v. United States, as far as any legible understanding of what debtor's attorneys can and can not advise clients is in Footnote 6 of the opinion, which is found on page 18, the pertinent part...

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  • American Board of Certification … What is it and what does it mean ?

    The American Board of Certification is the nations premier legal specialty certification organization certifying attorneys as specialists in business bankruptcy, consumer bankruptcy and creditors rights law. It means that the attorney that is certified by the Board has taken t...

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  • Chapter 13 Bankruptcy… What is it ?

    Chapter 13 bankruptcy is designed for individuals with a regular and stable source of income who are temporarily unable to pay their debts but who desire to use their best efforts and good faith to pay them in installments over a period of time subject to the protections afforded...

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  • Why You Should Never Give Up ! (A lesson from Harry Potter)

    When meeting with folks on a daily basis that face major struggles in their personal and financial life, I am always amazed by the courage and tenacity they show in facing up to these problems and not giving up. I never forget the will and effort it takes just for clientsjust to ...

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  • Consumer Alert !! – Beware of Debt Settlement Companies

    The New York Times has a recent article out on the perils of so-called debt settlement companies. In other words, if it sounds too good to be true, it probably is. As bankruptcyattorneys, we warn about theseoften, but it never hurts to remind(click on the excerpt below for the f...

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  • More on the brink of homelessness in Kentucky, study finds

    The Bluegrass Politics blog has a recent post on the increasing trend in Kentucky of folks on the brink of losing their homes. This has primarily been a problem in other areas of the country, but as the economy worsens, is hitting closer to home here in Kentucky . This is a very ...

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  • Can you go to jail for not paying a debt?

    This technique, described on the walletpop.com blog, has been used to success by a collection attorney here in South Central Kentucky. I havent seen it lately, but have within the past year or so. It is basically an end run around the old maxim that you can not be put in jail for...

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  • Foreclosure Fraud for Dummies

    A great blog post written by former financial engineer Mike Konczal. In a five-part report, he takes folks that are uninitiated in the ways and means of national mortgage companies, through the process of how they defraud the system and courts. This information is excellent and p...

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