Michael F. Lawrence’s Answers

Absolutely yes. The insurance company will do its best to settle the case within policy limits. It may even offer the full limits. But if the other party or his insurance want to they can try to get more money directly from you. If this "meeting " is a mediation I urge you to attend, with an attorney, if possible. Since I represent, and have represented, numerous insurance companies I probably won't be to help you, but I may be able to refer you to some good MVA defense attorneys in...

There are two ways to get evicted. The most frequently used one - don't pay rent when it is due. If you try to pay after they have sent you a default notice they do not have to accept it. If they do then they can't evict for that particular breach. So, you are going to have to prove that they have accepted your payment. I'm not sure a receipt from Paypal will do that, especially if they can show they backed out the transaction. (I do a little eviction work for some smaller landlords and...

The short answer is yes. If this was a part of the contract when you signed it then you have agreed to pay it. If you did not want to be responsible for the homeowners coverage it should have been discussed before the contract was signed. Personally, I'm not a fan of Contract's for Deed. My suggestion is that you get regular financing and have the property put in your name as quickly as you can.

I don't believe so, but thanks for asking. Adverse possession in Kentuky takes 15 years but I don't think it applies to state land.

First, I'm sorry to hear about your foreclosure nightmare. I'm sure that the fact so many others are going thru the same situation is of little solace. I agree that you need to contact a local attorney that does this type of work. I do not do this kind of work but if you contact me I may be able to recommend an attorney. You can also check with the Louisville Bar Association Lawyer Referral Service and/or Legal Aid. Good Luck.

The worst case scenario is that you file a nuisance action against your neighbor. It sounds like he is using his property in such a fashion as to deprive you of the "quite enjoyment" of your property. This is not an easy case to prove or win. Before doing that you may want to call the the health department, and your local Inspections, Permits and Licenses office. If the the condition is a health hazard they will force changes. If it isn't then it may not be worth filing a law suit. I urge...

Whenever you are in a situation where you think you might need a lawyer, chances are you need a lawyer. If the situation is too complicated to explain, involves lost or destroyed records and you are being pushed to settle then by all means please get an attorney. Be sure to get one that has experience at Social Security. You can call your local bar association and ask if they have a lawyer referral program. You can also check with your local legal aid office. The SSA offices are very good...

My first concern is your statement that the case is 19 months old. Here in Kentucky, claims against cities, counties and the state have very short Statutes of limitations - 1 year or less. I encourage you to contact a florida attorney immediately to make sure that your claim is still viable. Assuming you still have time, my second concern is why haven't you hired an attorney? I am a defense attorney in Kentucky and have nothing to gain here. You have very real, substantial injuries (with $...

Sales can be cancelled for several reasons. Many are cancelled when the owner files bankruptcy. Others are cancelled because the property gets sold to a third party, often in a short sale. Occaionally, the bank discovers that there are other interested parties/lienholders who have not been named or properly served or there is some other procedural defect that needs to be remedied. On rare occassions the owner is able to work out a reinstatment of some kind. If you want to know why this...

Since you did not have any injuries its safe to conclude that you are only suing for property damage. The driver is always the person you sue. If other people need to be added for insurance or other reasons they can be added later. Since its only property damage you may be able to get your insurance to pay for your damage (less any deductible) and then they can pursue the responsible parties. Be sure to insist that they include your deductible in any claim they file. I they refuse, you...