Michael F. Lawrence’s Answers

Michael F. Lawrence

Louisville Real Estate Attorney.

Contributor Level 11
  1. Do I need a personal attorney in addition to my insurance company attorney? If so how do I find a suitable attorney?

    Answered over 1 year ago.

    1. Michael F. Lawrence
    2. Timothy Seth Hendrix
    3. Albert Lee Crosner
    4. Christian K. Lassen II
    5. George Costas Andriotis
    6. ···
    7 lawyer answers

    Absolutely yes. The insurance company will do its best to settle the case within policy limits. It may even offer the full limits. But if the other party or his insurance want to they can try to get more money directly from you. If this "meeting " is a mediation I urge you to attend, with an attorney, if possible. Since I represent, and have represented, numerous insurance companies I probably won't be to help you, but I may be able to refer you to some good MVA defense attorneys in...

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  2. Do i answer all the discovery questions I received from the law office that is suing?

    Answered over 1 year ago.

    1. Michael F. Lawrence
    2. Samira Kermani
    3. Scott R. Daniel
    4. Gian M. Fanelli
    4 lawyer answers

    First, has a judgment been entered ? If not you don't have to give them bank account info, butyou do have to respond with an objection. If you can settle for a lump sum, do so and don't give them any further info. If you don't settle you will have to respond to the discovery, with inofrmation or objections. A Lawyer can help you with those. Please consult with Legal Aid there in Louisville, you may qualify for free assistance. If not you can consult a Debtor atty here on Avvo or thru...

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  3. Arson house fell onto my house. Being billed by the city for cleanup.

    Answered 12 months ago.

    1. Michael F. Lawrence
    2. David Ian Schoen
    3. Samuel Cohen
    3 lawyer answers

    With regard to the arson house, you can pursue a claim against that owner, though I suspect they may not have any money to pay you. With regard to the city you need to get an attorney involved asap. If your house was not the source of the fire you should not be subject to any liens. Good Luck.

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  4. Do I need an attorney or should I represent myself, since this is an unusual case?

    Answered over 2 years ago.

    1. Michael F. Lawrence
    2. Brian S Wayson
    3. Clifford Michael Farrell
    3 lawyer answers

    Whenever you are in a situation where you think you might need a lawyer, chances are you need a lawyer. If the situation is too complicated to explain, involves lost or destroyed records and you are being pushed to settle then by all means please get an attorney. Be sure to get one that has experience at Social Security. You can call your local bar association and ask if they have a lawyer referral program. You can also check with your local legal aid office. The SSA offices are very good...

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  5. Can I Be Evicted For Late Payment Of Two Weeks?

    Answered over 1 year ago.

    1. Michael F. Lawrence
    2. Cheryl Rivera Smith
    2 lawyer answers

    There are two ways to get evicted. The most frequently used one - don't pay rent when it is due. If you try to pay after they have sent you a default notice they do not have to accept it. If they do then they can't evict for that particular breach. So, you are going to have to prove that they have accepted your payment. I'm not sure a receipt from Paypal will do that, especially if they can show they backed out the transaction. (I do a little eviction work for some smaller landlords and...

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  6. If we are paying a fee that goes into escrow for taxes and insurance can the seller ask that we also get our own homeowner's?

    Answered about 2 years ago.

    1. Michael F. Lawrence
    2. Michael T Millar
    2 lawyer answers

    The short answer is yes. If this was a part of the contract when you signed it then you have agreed to pay it. If you did not want to be responsible for the homeowners coverage it should have been discussed before the contract was signed. Personally, I'm not a fan of Contract's for Deed. My suggestion is that you get regular financing and have the property put in your name as quickly as you can.

    3 lawyers agreed with this answer

  7. Can I ocupy/live on state land as a squatter and then claim deed to the land in state of KY

    Answered about 2 years ago.

    1. Michael F. Lawrence
    2. Brandy Ann Peeples
    2 lawyer answers

    I don't believe so, but thanks for asking. Adverse possession in Kentuky takes 15 years but I don't think it applies to state land.

    3 lawyers agreed with this answer

  8. How can I stop / slow Freddie Mac from trying to sell my home while I seek justice for improper foreclosure?

    Answered over 1 year ago.

    1. Michael F. Lawrence
    2. Anthony Chau-Minh Ngo
    2 lawyer answers

    First, I'm sorry to hear about your foreclosure nightmare. I'm sure that the fact so many others are going thru the same situation is of little solace. I agree that you need to contact a local attorney that does this type of work. I do not do this kind of work but if you contact me I may be able to recommend an attorney. You can also check with the Louisville Bar Association Lawyer Referral Service and/or Legal Aid. Good Luck.

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  9. Can anything be done about a messy alcoholic neighbor in Kentucky?

    Answered over 2 years ago.

    1. Michael F. Lawrence
    2. John Michael Phillips
    3. Paul Dezso de Holczer
    3 lawyer answers

    The worst case scenario is that you file a nuisance action against your neighbor. It sounds like he is using his property in such a fashion as to deprive you of the "quite enjoyment" of your property. This is not an easy case to prove or win. Before doing that you may want to call the the health department, and your local Inspections, Permits and Licenses office. If the the condition is a health hazard they will force changes. If it isn't then it may not be worth filing a law suit. I urge...

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  10. HOW DO I SETTLE A SLIP/FALL WITH THE CITIES INSURANCE ADJUSTER THERE LIMIT IS 100000.00 AND MY MEDICAL IS 58000.00

    Answered over 2 years ago.

    1. Daniel Marc Berman
    2. Jeffrey Mark Adams
    3. Michael F. Lawrence
    4. Lars A. Lundeen
    5. Christian K. Lassen II
    5 lawyer answers

    My first concern is your statement that the case is 19 months old. Here in Kentucky, claims against cities, counties and the state have very short Statutes of limitations - 1 year or less. I encourage you to contact a florida attorney immediately to make sure that your claim is still viable. Assuming you still have time, my second concern is why haven't you hired an attorney? I am a defense attorney in Kentucky and have nothing to gain here. You have very real, substantial injuries (with $...

    4 lawyers agreed with this answer