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Mark Christopher Wolfe
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Mark Wolfe’s Answers

378 total


  • My insurance company denied my fire claim stating I did not own the house at the time of fire. Can I sue. If was the owner.

    I entered into a purchase sale and agreement in August of 2014. The property went into probate and was finalized in September. I paid for the property in full October 5th. I purchased insurance October 7th. The fire occurred October 20th. I transf...

    Mark’s Answer

    To answer your question will take some time and research. Yes it is possible you have a valid claim but a lot will depend on the terms of the policy and/or binder and the legal issue of constructive ownership. I would suggest trying to find a lawyer to research these issues. In the interim, make sure you have all of the paperwork related to this matter, insurance policy, premium payment receipts, letter of denial, purchase agreement, etc. Good luck.

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  • Is 7,100 reasonable to take ?

    I was involve in a wreck back in 2013. Where the guy driving the company truck thought he had a blow out but in reality the tire hit me on the back driver side. They made a offer of 19,500 with me walking away with 7,100 which could go up if my ...

    Mark’s Answer

    If you have an attorney this is a question that should be answered by him or her. If you are looking for a second opinion then you should consult with a local atty who can rev'w all the facts. If you do not have an atty, then it would be worth consulting and maybe hiring an atty. Attaching a link on hiring an atty. This forum is way too limited for anyone to give you a meaningful response. Too may factors to analyze and review to answer your inquiry. good luck.

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  • I Just would like to know if it's possible that I could still get any money from the accident that I had in 2010

    A truck hit me on the passenger side at a light that was turning he was trying to catch a yellow light that turned green for me to go on the opposite side of the road and as I made sure It was clear I turned and got struck and knocked into the par...

    Mark’s Answer

    The simple answer is probably not; HOWEVER, you should take the time to find a lawyer to fully consult with to determine if any viable claims may still exist in your situation. Depending on the facts of the situation and the coverages you may have had under your policy, it could be possible that a viable claim could be processed. Good luck with this matter and I've attached a link to our web site that has ore info about auto-insurance claims that might be helpful.

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  • What other documents can be used when sending in Small Estate Affidavit for life insurance claim?

    I was notified after filing life insurance claim,for the death of my brother that I need to fill out small estate affidavit form that the insurance co., is sending me, and also send in church program(Im assuming to see if there are any siblings,ev...

    Mark’s Answer

    • Selected as best answer

    Sorry for your loss. Based upon what you describe, it sounds to me as if your brother had not designated you as the beneficiary on the life insurance policy. Had he done so the proceeds would have gone straight to you without need of an Estate. Since it appears this did not happen, then the beneficiary of the policy will be his Estate and there will need to be a determination that there are no other heirs to the Estate...or creditors who may make a claim against said Estate. if you are the only heir then eventually the remainder proceeds will go to you. Not sure how much money is at stake but I would encourage you to consult with a probate/estate lawyer in your area for further advice on this situation. I'm also attaching a link to our web site that has more info about life insurance claims. Good luck!

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  • Can a personal injury damage case totaling over $100,000 be filed in any venue or jurisdiction?

    I am not currently represented by legal counsel on this matter. My statute of limitations is running out and I need to decide whether to pursue legal action or take the meager settlement from State Farm. I am NOT interested in a contingency fee...

    Mark’s Answer

    Jurisdiction and venue questions can be complex and if you have a SOL bearing down on you, I'd highly recommend at least paying for a consultation with an attorney in your area who is familiar with the related tort laws and jurisdictional issues to give you advice on wear to file your pro se lawsuit. AVVO is great for general legal questions but you may be expecting too much from this free forum regarding your legal issues. Good luck.

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  • Can I go to jail not having insurance after nine fault accident . The lady hit my car from the back. Will I have to pay.

    I was at the stop light , waiting light to turn green. The woman slammed her car at me, saying she was trying to pick, something from the floor. Anyway police gave me ticket for no insurance and right away less than 2hrs I went to get insurance , ...

    Mark’s Answer

    No you will probably not go to jail for not having insurance. Make sure you take your new proof of insurance card to Court with you. The Judge may reduce your fine or waive Court costs if you show you now have insurance. As far as the damage to your car, the other driver or her insurance company should be responsible for fixing your car and compensating you for any injuries you may have suffered. I'm attaching a link to a web site that has more info about car accident claims. Good luck and I hope this info is helpful.

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  • If I gave a friend /relative permission to drive a vehicle that I rented from another agency and I use my insurance to cover any

    and all damages that may occur while in my possession and the 'rental agreement' states that there should not be no other drivers except the person or persons listed on my personal insurance, can they deny to pay the rental car agent on my behalf ...

    Mark’s Answer

    It will depend on what your insurance policy says regarding coverage for rental car use and how it defines permissive user. This could become a contract question as to whether or not your insurance carrier can avail itself of a benefit from you breaching the terms of the rental agreement. I'm assuming the permissive user was not someone listed as a covered driver on your policy. Not sure how much $$ damage is in issue but if it is significant It may be worth you paying $$ to consult with an atty to better understand your legal rights.

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  • How do I get my MetLife disability reinstated ?

    My disability was cutoff due to overpayment I am not sure how this happened Can someone help me with the legal issues?

    Mark’s Answer

    Ask the company to send you a written explanation as to why the benefits have been stopped or how they have calculated an overpayment. Do this in writing, fax or e-mail. There are several reasons this may have happened. E.g., If you recently qualified for social security benefits, the policy may have a provision that reduces benefits by the amount of social security benefits you receive. Or, you may no longer qualify as being disabled under the terms of the policy. You will need to consult with a lawyer to get a better understanding of what can be done to try and get benefits reinstated. If this I a disability policy provided through your employer DO NOT file a notice of appeal with the insurance company without having talked to a lawyer. Filing a premature appeal could limit your opportunity in the future to seek benefits through litigation. Good luck and I hope this helps.

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  • Can my husband file for his inheritance if his moms life insurance money was taken by her surviving husband?

    My MIL had no will but a policy which was supposedly in her daughters name only. My spouse is her brother. I was told my MILs surviving husband filled out the paperwork, put his name on the policy and somehow a check was sent to him for over 150,0...

    Mark’s Answer

    I'm sorry for your loss. The insurance company would pay to the named beneficiary on the policy. Some life insurance policies designate the surviving spouse as the "default beneficiary" if no beneficiary is designated. If you think the spouse some how forged claim documents or beneficiary designations then you should consult with an attorney who has experience with life insurance claims.

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  • If my renter's insurance claims the subrogation claim on house fire damage is excessive and won't pay all, what should I do?

    I'm being sued directly by landlord's insurance company for fire damage. I have renter's insurance with liability. However, my insurance company adjuster believes the amount requested is excessive. In efforts to protect myself, what should my next...

    Mark’s Answer

    If you had liability coverage, your renter's insurance should be providing you a lawyer and defense to the claims being made against you. However, since the insurance company has told you the claim may exceed your available coverage you will need to talk with your own personal attorney asap to determine your rights and what is in your best interest. [ My first question as an attorney is what is the basis of the claim against you for "starting" the fire? And how can they prove it? ] For more general information on insurance claims, please visit our web site.

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