John Griffin Watts’s Answers

John Griffin Watts

Birmingham Foreclosure Attorney.

Contributor Level 14
  1. Do I need an attorney? Do I have a case?

    Answered almost 3 years ago.

    1. William Lee Pfeifer Jr
    2. John Griffin Watts
    3. Mark Christopher Wolfe
    4. Christian K. Lassen II
    4 lawyer answers

    The other answers are good -- I'll just add this one point. Every case, whether a car wreck, a truck wreck, medical malpractice, etc. comes down to: "Did the Defendant do something wrong and did that wrongful conduct harm you." So, you would want to know if by missing the diagnosis, did they cause you harm? If so, how did it harm you? Would you have had less surgery than if it was properly diagnosed? Better chance of recovery? Etc. As the others have advised you, if you want to...

    1 person marked this answer as helpful

  2. Can they really collect after all these years?

    Answered over 3 years ago.

    1. John Griffin Watts
    1 lawyer answer

    I gave an answer to your other question -- sounds like you did ask for proof, etc. and the collection agency is refusing. Anyone can sue you but I think the collection agency will have a hard time showing it is the proper party to sue you and to show that the statute of limitations has not expired. Has the collection agency threatened you with a suit? Have they threatened you with anything? It is very important to keep careful notes of everything a collector says and threatens....

    1 person marked this answer as helpful

  3. Do I need to be worried?

    Answered over 3 years ago.

    1. John Griffin Watts
    1 lawyer answer

    That is an odd situation that the State waited this long to contact you. I would be HIGHLY suspicious of this. Often, collectors will lie about these sorts of things to see if they can shake money out of you. Is this collector leaving you voice mail messages? Calling you? Did they only write you? You can send them a letter, certified mail return receipt, and tell them you want proof of this debt as you don't think this is a legitimate debt and even if it is you don't think it is yours...

    1 person marked this answer as helpful

  4. I was assaulted and can't afford my medical bills, can I hold the perpetrator responsible without filing charges?

    Answered almost 4 years ago.

    1. Morris Herbert Lilienthal
    2. John Griffin Watts
    3. Donald Curtis Kudler
    4. Peter Robert Stone
    4 lawyer answers

    You have several options - you may have coverage under your Homeowner's Insurance under the Medical Payments provision. Normally this is about $5000. You may can sue your friend and it is possible he may have insurance coverage - there is normally no coverage for intentional acts but if he was drunk it may not have been intentional. These are hard cases but it might work for you. Best wishes and I hope you are making a good recovery. John Watts www.BirminghamInjury.com

    1 person marked this answer as helpful

  5. If a creditor accepts my money after they charged it off are they suppose to notify the debt collection agency?

    Answered about 4 years ago.

    1. John Griffin Watts
    2. Donald F. Harris
    3. Adam S. Alexander
    3 lawyer answers

    Send proof of the payment to the lawfirm and demand that they not contact you again. Debt collectors (collection lawfirms included) are notorious for trying to collect on the same debt twice or after it has been paid. If you have paid it off then you don't owe anything else. So no collector should be bothering you as they have no right to collect. Do make sure that you fully paid it off or that you honored the terms of any settlement agreement with the original creditor. You should...

    1 person marked this answer as helpful

  6. How long do i have after foreclosure notice to vacate home

    Answered over 4 years ago.

    1. James A Johnson
    2. John Griffin Watts
    2 lawyer answers

    A notice of foreclosure just means the mortgage company is planning to foreclose. This is the first stage of foreclosure. The second stage is the actual foreclosure sale. The third stage is the filing of a lawsuit to "eject" or "evict" you from your home. Take a look at the resources below for more information on this. If the mortgage company has done anything wrong (and if your loan was made in the last ten years this is very likely) then you can fight back against the foreclosure....

    1 person marked this answer as helpful

  7. Suit filed on credit card bill

    Answered over 4 years ago.

    1. John Griffin Watts
    1 lawyer answer

    Under my signature are a couple of links to my site that talk about what to do when sued. To answer your questions: The statement of claim is all that the collection lawyers typically file here in Alabama. You can ask them for more details and most will send it to you. There is nothing that the President has done on the credit card rates. Here's what you can do: 1. Make sure you do NOT allow a default judgment. Respond to the lawsuit. You only have 14 days from when you...

    1 person marked this answer as helpful

  8. I live in birmingham Al, what type of paper-work do i need to sue my old employer?

    Answered over 4 years ago.

    1. John Griffin Watts
    1 lawyer answer

    As far as paperwork, you need everything related to your job. Did you have a contract? Any letters or emails? Policy or employee handbooks? Then there are a few things you need to think about.... You need to determine if you have the right to sue. Unfortunately here in Alabama we are an "at will" employment state which means our employer can terminate us for any reason at all (good, bad, or no reason). Now, if you have a contract you can be in a different position. If you were...

    1 person marked this answer as helpful

  9. MVA - now being sued

    Answered over 4 years ago.

    1. John Griffin Watts
    2. Jon Ethan Lewis
    3. Richard Albert Cruz
    3 lawyer answers

    In Alabama the statute of limitations is two years so they filed it in time. I understand your frustration but what the insurance company says is not the final word on injuries. The fact that people left by ambulance tends to indicate the police thought there was a danger of injuries. The critical thing for you to do is to let your insurance company know about this lawsuit ASAP so they can process it and hire a lawyer to defend you. You should not have to pay any legal fees - your...

    1 person marked this answer as helpful

  10. I live in Alabama,my husband passed away ,can I sell his car

    Answered over 4 years ago.

    1. John Griffin Watts
    1 lawyer answer

    When someone dies, the assets in their name only will generally need to go through probate. If they have a will, it is handled that way but in your daughter's case, since he had no will, she most likely will need to contact a local probate attorney to help handle the estate. I don't think on the facts you described that it will be very expensive as sounds like it should be a relatively straight forward matter in probate court. And the probate lawyer may tell you that you don't need to...

    1 person marked this answer as helpful

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