A. Wilson Webb’s Answers

A. Wilson Webb

Birmingham Lawsuit / Dispute Attorney.

Contributor Level 12
  1. My wife died in 2005 from a leaking heart valve its has been over two is its a lawyer out there that can open this case up.

    Answered 11 months ago.

    1. A. Wilson Webb
    2. John L. Schroeder
    3. Christian K. Lassen II
    4. Christopher Daniel Leroi
    5. Sean Cleary
    5 lawyer answers

    Although the limitations period for individual malpractice has run, check the Class Actions section and the Internet to determine if there is a pending product liability action against the manufacturer. The statute of limitations for product liability is different than for malpractice as the claim is for breach of warranty versus negligence. Good luck.

    6 lawyers agreed with this answer

  2. Can I file for bankruptcy myself? If so, How?

    Answered 12 months ago.

    1. Dorothy G Bunce
    2. Randy William Ferguson
    3. A. Wilson Webb
    4. Shaye Larkin
    5. Bradley Allen Hawley
    6. ···
    9 lawyer answers

    I agree with Attorney Bruce. Your wages are too low under federal law to be garnished. Try contacting Legal Services Alabama which has a Huntsville office. They can file a Claim of Exemption if a garnishment is attempted, if they do not opt to file a bankruptcy on your behalf.

    6 lawyers agreed with this answer

  3. I am being garnished for a private student loan and have taken a 2nd job. Will they try to garnish 2nd job wages too?

    Answered over 1 year ago.

    1. A. Wilson Webb
    2. Matthew Scott Berkus
    3. John Melville Caraway Jr.
    4. Dwayne M Farnsworth
    4 lawyer answers

    First, There is no need for you to wait until next year. The Private Student Loan is just as non-dischargeable as a government guaranteed loan. Second, there is a limit of how much your Creditor may garnish. Lastly, I urge you not to wait. A chapter 13 will stop the Interest from accruing and allow you to make payments based upon what you can afford, not arbitrarily taking 20-25% of your after tax income and expecting your to figure out a way to live on the balance. You may not pay all of...

    5 lawyers agreed with this answer

    1 person marked this answer as helpful

  4. Can sallie mae give me summons papers to appear in court for a $3,000 defaulted private student loan?

    Answered about 1 year ago.

    1. A. Wilson Webb
    2. Jonathan Stone
    3. John Griffin Watts
    4. Robert J Adams Jr.
    4 lawyer answers

    In addition to what these other Attorney have said, now is the time for you to seek legal counsel. You are now called upon to either (1) work out a pre-garnishment payment arrangement that satisfies SallieMae's attorney (for which you will now owe collection costs) and do so in a way that avoids a judgment being entered against you (pre-judgment payment plan), or if not , (2) assuming your wages are sufficient to be garnishable, pay up to 25% of your after tax income in a garnishment, or (3)...

    5 lawyers agreed with this answer

  5. I am a faculty member at a large university. I failed a student and now she is spreading lies about me.

    Answered about 1 year ago.

    1. A. Wilson Webb
    2. Michael Shane Welsh
    3. Samuel Cohen
    4. Christian K. Lassen II
    4 lawyer answers

    Is there not a disciplinary process you may utilize at the university against the student? Derogatory comments and opinions are not Slanderous "per se." She is entitled to her opinion, especially the sour grapes part. If it was me, I'd wait to see how this plays out with your Boss, as you have Due Process rights, too. Meanwhile, collect your evidence (print everything to PDF) and keep in a safe place to provide your lawyer, if you decide to go further.

    5 lawyers agreed with this answer

  6. My wife passed away four years ago and I just thought about Are house and property is still in both are names.

    Answered about 1 year ago.

    1. A. Wilson Webb
    2. Joshua Byron White
    3. Michael T Millar
    3 lawyer answers

    Sorry about your loss. Check your Deed. If it is Joint Title with Right of Survivorship, then her interest transferred to you immediately at her death. Nothing further needs to be done. If your Deed is without the Survivorship clause, then you will need to Probate her Estate as it is the Owner of her undivided interest. Contact an Estate or Property lawyer to check out which kind of deed you have.

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  7. Can a credit card company make collection efforts against me for my deceased mother's debts?

    Answered about 1 year ago.

    1. A. Wilson Webb
    2. Christine B. Adams
    3. Robert J Adams Jr.
    3 lawyer answers

    No. Life Insurance does not go through her Estate (unless used to fund a Trust). As a widower myself, I know firsthand that debt collectors will continue to call and some may even try to "guilt you" into paying. Don't put up that. Neither you nor any of the Life Insurance is liable for her credit card debt. Best wishes.

    4 lawyers agreed with this answer

    1 person marked this answer as helpful

  8. 4+ years into forclosure? Now I get a letter stating the bank sold my loan to another lender?

    Answered about 1 year ago.

    1. Ronald C. Sykstus
    2. Richard Allan Rice Esq
    3. A. Wilson Webb
    4. John Griffin Watts
    4 lawyer answers

    Bankruptcy is one option to explore, as Mr. Sykstus aptly points you. My guess is the home value is well below the payoff of the debt and the mortgage is a private loan not backed by Fannie Mae or a similar gov't guarantee. So, the current owner of the mortgage is waiting for land values to return to the point that a foreclosure sale brings a higher return. In the meantime, you are stuck with ongoing credit reporting woes. Marketing as a Short Sale will work if the Mortgage Owner allows same...

    4 lawyers agreed with this answer

    1 person marked this answer as helpful

  9. What are my legal options

    Answered about 1 year ago.

    1. A. Wilson Webb
    2. Peter J Weinman
    3. Amanda Dawn Mulkey
    3 lawyer answers

    You are (as well as the others who signed the lease). Your oral agreement with the co-tenants is not binding whatsoever on your Landlord.

    4 lawyers agreed with this answer

    1 person marked this answer as helpful

  10. Can I get a home equity line of credit on a home that is currently in probate?

    Answered about 1 year ago.

    1. A. Wilson Webb
    2. Joseph Franklin Pippen Jr.
    2 lawyer answers

    The letter from the Probate Judge doesn't give you the right to force a Lender to loan you money. You must satisfy the Lender's own requirements regarding title to the property. As it sounds like you are not the Executor of the Estate, I suggest you consult the Lender of your choice to determine its requirements. You may get lucky or, more likely, you'll need to show proof satisfactory to a Lender that you'll receive sole title to the property free and clear of any debts owed by the Estate....

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