You are far from being hurt by the delay; some cases take years to resolve. From what you have said, liability doesn't seem to be an issue. In addition, the injuries seem severe. However, the insurance company may be thinking that they are degenerative in nature or from a previous incident.
The best option is speaking with your attorney regarding the situation and the delay in your case. Your attorney will be able to tell you exactly why the insurance company hasn't paid out on the claim.
As everyone has previously stated, you should contact a personal injury attorney right away. More importantly, you should seek medical treatment if any of the symptoms call for it. Your health is the number one priority. If you were or weren't at fault, you may be interested in reading my article about Personal Injury Protection. It will give you an insight into how some of your medical bills can be paid right away. If you have any questions, always feel free to contact me at Lucas, Green &...
Contact your attorney immediately. Let the attorney know that you are still suffering from injuries you sustained as a result of the fall and that you have been unable to see any doctors. If you are not satisfied by your attorney, understand that you can always seek another one. If you have any questions, always feel free to contact me at Lucas, Green & Magazine.
Contact a defense attorney and discuss it when them. An adverse insurance company has the ability to subrogate from you for money they paid out on the claim. Your insurance company would not handle this case. You need to get your own counsel.
Everyone here has given you great advice. One of the best parts about Personal Injury lawyers is that they offer free consultations. Don't sign anything until you sit down with one and they will provide you some insight as to what they will be able to do for you. Also, remember that hiring an attorney does not necessarily mean that you have to sue anyone. Rather, it provides you an insight into the world of auto insurance. If you have any questions about your Personal Injury Protection benefits,...
Contact your employer and let them know of the accident. If the company you work for has workers compensation coverage, your medical bills will be paid by that. If not, then you will need to contact a personal injury attorney to seek other remedies. If you have any questions, always feel free to contact me at Lucas, Green & Magazine.
If I am reading your question correctly, he won't be liable since as you have said, he had nothing to do with it. Just because you get married, the circumstances as they were at the time of the accident won't change. Since you are at fault for the accident, if you are sued, your insurance company will hire an attorney on your behalf to represent you.
As mentioned previously, each case is different. Things such as clear liability and your injuries play a huge role in the negotiating process. If the other party is clearly at fault, you will get an offer quickly. However, the first few offers tend to be low so please do understand that it takes time. Nevertheless, you are in charge of your case. Each offer needs to be rejected by you with the understanding that your attorney much present you each offer the receive.