Many people are of the opinion that if they did not earn income then they do not need to file a tax return for that year. I believe this is erroneous. I advise you to file the tax return and simply state no income.
I would contact the Trustee and find out who he or she uses to appraise vehicles. Oftentimes, the trustee uses the private sale blue book value. It is customary to get vehicle appraised even before filing the petition.
Typically, debts under $5,000.00 are filed in small claims court. If the lawsuit says that you must appear in person to answer the lawsuit then it is a small claims(county) matter. If the lawsuit states that you have 20 days to file an answer to this suit then it is a circuit court matter.
All property must be disclosed on a bankruptcy petition. We always inform our clients that when they attend the 341 meeting of the creditors and they are placed under oath and their answers to the trustee's questions are recorded and they do face perjury charges for failing to disclose ALL property of the debtor.
When a debtor finds a debt that was not included in their bankruptcy they can file a Motion to reopn their case and include the debt. It is important to note that the debt must have been incurred prior to filing the bankruptcy petition.
You can file a Motion for Contempt if you have not received child support payments. Depending on the terms of the agreement are, you may be able to request the non paying party to pay your attorney fees due to the contempt.
You are of legal age and gave informed consent. The law states that barring duress, undue influence or lack of capacity you are liable for these charges, These charges are dischargeable in bankruptcy, however if they are your only debts I suggest you contact the hospital and work out a payment plan or settle with them for less.