I would contact the Trustee and find out who he or she uses to appraise vehicles. Oftentimes, the trustee uses the private sale blue book value. It is customary to get vehicle appraised even before filing the petition.
Many people are of the opinion that if they did not earn income then they do not need to file a tax return for that year. I believe this is erroneous. I advise you to file the tax return and simply state no income.
A tenant has a right to quiet enjoyment of their rental and the property has to be habitable. Mold is a big issue. I suggest you put your demands in writing via certified latter and request landlord to fix the mold issue. Merely breaking the l;ease is not advisable.
A divorce trial can take place in front of either a magistrate or a judge, there is no jury. In a trial all the rules of evidence come into play. I strongly urge you to discuss the specifics of your case with your attorney prior to trial.
Typically, debts under $5,000.00 are filed in small claims court. If the lawsuit says that you must appear in person to answer the lawsuit then it is a small claims(county) matter. If the lawsuit states that you have 20 days to file an answer to this suit then it is a circuit court matter.
All property must be disclosed on a bankruptcy petition. We always inform our clients that when they attend the 341 meeting of the creditors and they are placed under oath and their answers to the trustee's questions are recorded and they do face perjury charges for failing to disclose ALL property of the debtor.