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Certainly you can sue for damages. The real question is whether or not it makes economic sense to do so. You should look into several things. First, is the at fault driver judgment proof- meaning does she have assets worth pursuing. Second, you may want to see the actual vehicle title or registration- maybe her father is also a co-owner of the vehicle. Third, it may be important to see if your insurance company has maintained a copy of your signed "rejection of UM." There may be a UM claim even...
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You should consult with a family law attorney in your local area. I would suggest you look for a lawyer that is board certified in family law that also has a high avvo rating. If you are looking to make a claim against the baby's father for libel, keep in mind that there must be false allegations of fact, not opinion. And it helps a lot if the baby's father is actually worth suing. Take any communication from Child Protective Services very seriously.
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It certainly needs looking into. A call to the judicial assistant could work or it may require filing a motion to dismiss. The other viewpoint is that it could be a "sleeping dog" that is better off left alone.
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There are 3 possibilities that come to my mind that do not involve any limiting statute. First, the chiro charges may be extraordinarily high. Second, the recovery may have been a little to low. And third, and most likely, the at fault driver did not have enough insurance to pay full damages for your claim.
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You probably mean creditors. And yes, people or companies that the decedent owed money to can file a claim against the estate. There is a Florida case called "Wiggins" that allows alooting all of wrongful death proceeds to the survivors in certain situations.
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