Phares Matthews Heindl's Answers

Should I make a claim?

Generally homeowners insurance provide for two types of coverage. One type of coverage is med-pay. Med pay insurance is usually limits to about a maximum of $5,000.00 dollars. In order to collect med-pay insurance it need not be shown that your brother was in anyway at fault. Clearly, you should make a claim for any med-pay insurance. Also, most homeowners’ policies provide for liability insurance. Liability insurance pays for damages for defects on the premises that were known to your...