Eviana J Martin’s Guides

Eviana J Martin

Cape Coral Bankruptcy Attorney.

Contributor Level 4
  1. State and Federal Foreclosure Settlement for Homeowners

    Written by attorney Eviana Martin, about 2 years ago.

    Eviana Martin, an attorney at the Martin Law Firm, P.L. has recently attended the 20th Annual Bankruptcy Law Convention organized by the National Association of Consumer Bankruptcy Attorneys in San Antonio, Texas. One of the topics discussed at the conference was "The Big Freeze...

    1 person found this Legal Guide helpful

  2. Bankruptcy Discrimination - It Should NOT Happen

    Written by attorney Eviana Martin, over 2 years ago.

    Utility services Public utilities, such as the electric company, can not refuse or cut off service because you have filed for bankruptcy. However, the utility can require a deposit for future service and you do have to pay bills which arise after bankruptcy is filed. Discriminati...

    1 person found this Legal Guide helpful

  3. Will Bankruptcy Ruin My Credit?

    Written by attorney Eviana Martin, over 2 years ago.

    There is no clear answer to this question. Unfortunately, if you are behind on your bills, your credit may already be bad. Bankruptcy will probably not make things any worse. The fact that youve filed a bankruptcy can appear on your credit record for ten years from the date your ...

    1 person found this Legal Guide helpful

  4. Will I Lose My Home or Car in Bankruptcy?

    Written by attorney Eviana Martin, over 2 years ago.

    In most cases you will not lose your home or car during your bankruptcy case as long as your equity in the property is fully exempt. Even if your property is not fully exempt, you will be able to keep it, if you pay its non-exempt value to creditors in chapter 13. However, some o...

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  5. What Debts Are Not Discharged in Bankruptcy?

    Written by attorney Eviana Martin, over 2 years ago.

    Will Bankruptcy Wipe Out All My Debts? Yes, with some exceptions. Bankruptcy will not normally wipe out: Money owed for child support or alimony; Most fines and penalties owed to government agencies; Most taxes and debts incurred to pay taxes which can not be discharged; Student...

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  6. In Bankruptcy, What Property Can I Keep?

    Written by attorney Eviana Martin, over 2 years ago.

    What Property Can I Keep? In a chapter 7 case, you can keep all property which the law says is exempt from the claims of creditors. If you moved to Florida from a different state within two years before your bankruptcy filing, you may be required to use the exemptions from the st...

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  7. Chapter 13 Bankruptcy (personal reorganization)

    Written by attorney Eviana Martin, over 2 years ago.

    In a chapter 13 case you file a plan showing how you will pay off some of your past-due and current debts over three to five years. The most important thing about a chapter 13 case is that it will allow you to keep valuable property especially your home and car which might othe...

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  8. Chapter 7 Bankruptcy (Straight Bankruptcy)

    Written by attorney Eviana Martin, over 2 years ago.

    In a bankruptcy case under chapter 7, you file a petition asking the court to discharge your debts. The basic idea in a chapter 7 bankruptcy is to wipe out (discharge) your debts in exchange for your giving up property, except for exempt property which the law allows you to keep....

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  9. Bankruptcy FAQ

    Written by attorney Eviana Martin, over 2 years ago.

    What Is Bankruptcy? Bankruptcy is a legal proceeding in which a person who can not pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediate...

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  10. Your Legal Rights During and After Bankruptcy

    Written by attorney Eviana Martin, over 2 years ago.

    How Long Will Bankruptcy Stay on My Credit Report? The results of your bankruptcy case will be part of your credit record for ten (10) years. The ten years are counted from the date you filed your bankruptcy. This does not mean you cant get a house, a car, a loan, or a credit car...

    1 person found this Legal Guide helpful