Ian Richard Leavengood's Guides

Dog Attacks: What You Should Know

If you were attacked by a dog, it can be confusing to determine where to turn for help. You could be facing as lengthy recovery time as well as costly rehabilitation costs, depending in the severity of injury. In 2011, there were 31 fatalities that resulted from dog attacks. As ...

What Are Your Alternatives to Foreclosure?

Realizing that your home is in foreclosure can be a very emotional time. However, it is important to view foreclosure as a business decision as opposed to an emotional one that way you can effectively weigh all of your options. One of the greatest mistakes that people make is ig...

Reasons to Consider Bankruptcy

The decision to file for bankruptcy can weigh heavily on your mind. Since it is a very important decision to make, that will impact your future, you should make your decision an educated one. As millions of Americans are feeling the sting from the recession, they are using Chapt...

Chapter 13 Bankruptcy: A Reorganization of Your Debts

A chapter 13 bankruptcy is a reorganization wherein an individual stops all debt collection and litigation by filing a bankruptcy petition and proposing a plan to the court for a partial repayment of his or her debts. Typically, a chapter 13 plan contemplates paying back a por...

Chapter 7 Bankruptcy: Protecting Your Assets & Getting A Fresh Start

A chapter 7 bankruptcy is a legal liquidation. Many people refer to it as the "fresh-start" bankruptcy. In a chapter 7 bankruptcy, a consumer lists all of his or her assets in the petition, values them on a garage-sale basis, and protects them up to certain dollar amounts using l...

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Consumer Bankruptcy: Documents to Bring to your Free Initial Consultation

Consumer Bankruptcy Law is a complex area of law. There are many different aspects of an individual's case that must be appropriately analyzed to insure that you are a good candidate to file a bankruptcy petition. To be able to perform this analysis, it will be necessary for you ...

Dispelling Bankruptcy Myths & Understanding Bankruptcy in Today's World

There is a lot of information that is currently circulating about bankruptcy. How bad does a bankruptcy affect my credit? Will I be able to buy a home again? Will I ever get credit again? My neighbor told me (insert hard to believe story here) -- is that true? The truth is, bankr...

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Is Bankruptcy An Option for Me? The Tell-Tale Signs

In these tough financial times, many consumers are struggling to pay their debts and are wondering if they must continue to endure with this seemingly endless struggle....or if there are other options available to them. Bankruptcy laws exists for this very reason and should at le...

Debt Collection Calls at Work: Stop the Harassment

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