There a many factors involved that need further discussion to determine the value of your case. You really should consult with a personal injury attorney to discuss.
You can always call a personal injury attorney and get a free consultation about your case.
You have many good questions all of which can be answered easily during a free phone consultation.
You first need to find out if the other driver had bodily injury coverage. Depending on his coverage, you may or may not need to use your UM coverage.
You can certainly and should use your PIP and medpay for your medical bills.
Personal injury attorneys work on a contingency fee basis where if they don't get you settlement money they don't get paid.
You really should call and talk to a...
Your insurance company is correct. They will provide you with a lawyer but if the case goes to trial and a verdict/judgment is entered against you that is more than your policy limits, you may be responsible for that excess amount. You definitely should look to talk to a lawyer that does civil defense work.
I tell my clients approximately 1.5 to 2 years to get the case in front of a jury. This is about average. Some cases a little shorter and some a little longer. After the jury trial though, if there is an appeal, that process could take years.
Sorry to hear of your family's terrible loss.
On the legal side, what proof or evidence do you have that he was employed by the utility company? Sounds like you may have to file a lawsuit and take the drivers deposition to find out whather he was working for utility or not. Speak to your current attorney about filing suit and see what he/she says.
Does the "incident card" have the other drivers insurance information? If so, contact the insurance company and report the incident. Assuming 2 things - the other driver 100% at fault and the other driver has good coverage - that insurance company will pay for your damages.
If the incident card does not have insurance information you can always contact the other driver and request it.
If the other driver does not have good insurance coverage you may be forced to put the claim through your...
If your lawyer withdraws from the case, he is not entitled to a fee. If you fire your lawyer, he may be entitled to his fees and costs. His fee may be calculated based on the contingency (if he obtained a settlement offer for you prior to being fired OR based on the amount of hours he worked on the case.
You always have the right to REJECT a settlement offer. You, as the client, make the final decisions on your case.
If you do not want to settle and you want to go to trial, your lawyer...
It depends on many factors such as what type of asset, are you head of your household, do you own a house and is it homesteaded, and do you own a second house.
It is also possible to garnish your wages if you are employed.
You really should speak to an attorney who handles asset protection.
It does sound like you have a case against the woman in the truck. Did the police come and write up a crash report? What did they do for you in the hospital? Have you seen a doctor since you were released from the hospital?
Sorry for all the questions but a personal injury lawyer needs to know a little more information in determining whether you have a good case.
You should definitely consult with a personal injury attorney to see if you have a case. Did you, by any chance, take pictures of the area where you fell? That would be helpful to the attorney's evaluation.