Accusing the Trustee of being corrupt is always a bad idea. You should litigate your case based on the merits and the law. Name calling does not help anybody especially you, the Debtor in a bankruptcy.
Trustees are well respected honorable people (the bad ones are in jail or will eventually get caught with their hands in the proverbial cookie jar) who have a job to do including filing objections to discharge if necessary.
The main purpose of filing the bankruptcy was to get a discharge of...
This is a complicated question. If it is a joint account, both parties on the account are entitled to withdraw money from this account as they please. Therefore, if one person files bankruptcy, the chapter 7 trustee takes the position that the entire amount is part of the bankruptcy estate. You will need to hire an attorney to prove to the bankruptcy court that the other persons's name was on the account for a reason but the money in the account belong to you, etc. etc .
This is a difficult...
This is a complicated scenario. My best suggestion is for you to see a bankruptcy attorney where you live. The credit card debts may get discharged in a chapter 7 or 13 bankruptcy, however, if it was a part of the Marital Settlement Agreement wherein you agreed to be responsible for these debts and hold your ex-spouse responsible, the discharge of those debts is questionable because the ex-spouse can/may still sue you for contempt in the family law court.
A bankruptcy will wipe off your personal liability to a creditor even if they have a judgment. A judgment once recorded in a county attaches automatically as a lien on real property. If the real property is your homestead, there is a way to avoid that lien in a bankruptcy. If you have investment property, it gets a little complicated. But a good bankruptcy attorney will know what to do if there is a judgment and you have investment property.
A chapter 13 is useful in situations where you paid...
Everything depends on how much you owe and what is your monthly salary or wages. If you think you owe. $10,000, you can easily file a chapter 13 bankruptcy and come up with a plan to pay this amount over 60 months without interest or penalties. However, if you owe $200,000 in past income taxes, then you are better off filing your taxes, and then see a tax attorney or an attorney who practices in the areas of bankruptcy and tax law so that he or she can do some good planning for you.
If your wages are being garnished, and you have already retained a bankruptcy attorney, you should run not walk to his office with the balance of the fees so that he can file you in the appropriate bankruptcy. Some attorneys will work with you even if you cannot pay them the entire fees. Check with your bankruptcy lawyer if he is willing to do that.
No matter what, you should file the Claim of Exemption form to see if you are entitled to some exemption under Florida law.
The trustee has most probably filed the motion to dismiss your case for one of the many reasons: you are behind in your plan payments; you are not providing enough for a secured creditor, you are not paying enough to unsecured creditors, etc. You should call the trustee's office and ask them what you need to do to take care of the issues in your case.
Chapter 13 is pretty complicated. You should consult with an attorney for advice.
There is no limit. If you are a head of household and you have not agreed to have your wages garnished, the creditor cannot garnish your wages. However, the creditor can levy on your personal assets: bank accounts, etc.
Debts never go away. They merely get sold to various entities during their short lives until either the statute of limitation runs out, a judgment is obtained on them, or they are settled or discharged in a bankruptcy.
Unless you are judgment proof, and most people who have normal lives and have a job usually are not judgment proof.
I usually suggest that if you have debts that you cannot pay, you owe it to yourself to consult with a bankruptcy attorney. Many, if not most, bankruptcy...
You filed the claim of exemption which means you don't want your wages garnished. It is in your best interest to come to court in person. Take a bus or ask a friend to drive you there. If you live in Broward County, I will drive you to court.