An automated payroll deduction system through Quickbooks or Bank of America (and I'm sure a few other banks) could have solved your headache.
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In my experience the approval/rejection process for short-sale can take much longer than the time period they give you. Instead of filing an Answer, it is better to file a Motion to Abate/Stay Foreclosure Proceedings for Pending Short-Sale Negotiation. It gives the Court notice that you are interested in the outcome of the case and that you want the Court to delay the foreclosure as long as possible in order for you to get that short-sale. Make sure the short-sale agreement has some...
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One of the facts missing is whether "protected client" is defined in the non-compete agreement. Are protected clients only the clients that Company A has in its portfolio? Or are protected clients all existing, prospective, or possible future clients? Does Company A give every potential customer within the geographic radius a protected client status? You may have some leeway if the term "protected client" is narrowed. If Company A is only protecting its existing portfolio, they just don'...
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The civil theft notice is not a criminal charge, but it is a notice that the "victim" must send the person thought to have stolen some property, at least 30 days before the victim files suit. If they sue the person accused and win in court, then the person accused will have to 1) return the property, 2) pay penalties for damages or loss of use, AND 3) pay treble damages (which means triple the value of the item). If it is true that the person accused has taken or stolen the item, it's much...
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Florida law usually gives you 20 calendar days to file an Answer to the Complaint for certain civil actions such as Foreclosures. More time is given for complex civil actions. However, if you are unable to file an Answer in court within that 20-day period, you can at least file a Notice of Appearance of ask an attorney to file a Notice of Appearance, and then file a Motion for Extension of Time to File an Answer. Be careful about filing an Answer to the Complaint or an Answer to the civil...
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It is best to wait until the loan is reinstated before you file Chapter 7. When you file, you declare that you're keeping the house and continuing to make payments. If you file before the loan is reinstated, the bank will likely cancel any loan mod negotiations and play hard ball with you.
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Not enough information about your case. Is this final judgment from a credit card, a personal loan, a mortgage or something else? The answer depends on what the final judgment was about.
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Write them a stern letter telling them to stop harassing you, especially since you are current. Certified mail. Make sure you send it to the correct address since some lenders have 40 different addresses. If they continue to harass, look for an attorney who specializes in Fair Debt Collection Practices Act, Fair Consumer Credit Report Act and other related laws. Write a letter to the U.S. Office of the Comptroller explaining the situation, and an identical one to the Florida Attorney...
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Since you are filing a Chapter 7 bankruptcy, the attorney fee is capped unless your case is complex enough that the court grants your attorney's motion for more fees. With that being said, whether the trustee is entitled to seize your tax refund or not really depends on "how much you owe in unsecured debts" versus "how much non-exempt properties" you own. Since you are not a homeowner and since you are a Florida resident, your exemption limits for personal property increase from $1,000 to $...
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It is very hard for an attorney to withdraw from a bankruptcy case because of the sensitive nature of bankruptcies. Therefore if you want to fire your attorney or change attorneys, you may have to push for it yourself. Ask for a hearing. Don't wait for the next hearing. But first talk to a competent bankruptcy attorney so they can determine whether they will be able to take over on your case.
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