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Kurt David Zimmerman

Kurt Zimmerman’s Legal Guides

7 total

  • Federal Program Helps Nursing Home Residents Move Home

    Once someone enters a nursing home, it isn't always easy to move out again. While some residents may prefer nursing home care to living on their own, others would rather be independent. For residents who want to move out but need some assistance to live on their own, there may be...

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  • Tax-Cut Bill Sets Estate Tax Exemption at $5 Million for Two Years

    Congress has passed and President Obama has signed into law thedeal extending the Bush tax cutsthat President Obama struck with Congressional Republicans. The legislation restores the estate tax for two years at a 35 percent tax rate, with estates up to $5 million exempt from pay...

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  • How to Get Cash From a Life Insurance Policy if You Need it for Medical Care

    Introduction A diagnosis of a terminal illness often comes with many expenses. If you need money to pay for your medical care or comfort, you may be able to use your life insurance policy to get some

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  • Trust Protector Can Look Out for Beneficiary’s Interests

    One of the most important decisions a special needs trusts donor (the person who supplies the funds for the trust) makes is the choice of a trustee for the trust. A trustee typically manages the day-to-day operations of the trust, often making distributions to the trusts benefici...

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  • Overexposed: Are You Unnecessarily Exposing Your Life Insurance Proceeds to Estate Tax?

    Although your life insurance policy may pass to your heirs income tax-free, it can affect your estate tax. If you are the owner of the insurance policy (or if tax rules "deem" you to be the owner), it will become a part of your taxable estate when you die and Uncle Sam may be ent...

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  • "Do We Really Have to Talk About That?" Proactive Family Communication Brings Peace of Mind

    No one wants to face the fact that our loved ones will not be with us forever. Facing our own mortality is frightening as well. But even though none of us wants to contemplate such things, it is important to be prepared. Here are some steps you can take now to avoid future confli...

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  • Parents of Kids with Special Needs: How to Use Life Insurance to Protect Your Child

    Funding a special needs trust (SNT) with enough money to pay for the living expenses of a child with special needs can be a daunting task for many families. The costs of providing a home and care, as well as a care manager to take the place of the parents when they are no longer ...

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