Kurt David Zimmerman’s Guides

Once someone enters a nursing home, it isn't always easy to move out again. While some residents may prefer nursing home care to living on their own, others would rather be independent. For residents who want to move out but need some assistance to live on their own, there may be...

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Congress has passed and President Obama has signed into law thedeal extending the Bush tax cutsthat President Obama struck with Congressional Republicans. The legislation restores the estate tax for two years at a 35 percent tax rate, with estates up to $5 million exempt from pay...

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One of the most important decisions a special needs trusts donor (the person who supplies the funds for the trust) makes is the choice of a trustee for the trust. A trustee typically manages the day-to-day operations of the trust, often making distributions to the trusts benefici...

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Although your life insurance policy may pass to your heirs income tax-free, it can affect your estate tax. If you are the owner of the insurance policy (or if tax rules "deem" you to be the owner), it will become a part of your taxable estate when you die and Uncle Sam may be ent...

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No one wants to face the fact that our loved ones will not be with us forever. Facing our own mortality is frightening as well. But even though none of us wants to contemplate such things, it is important to be prepared. Here are some steps you can take now to avoid future confli...

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Funding a special needs trust (SNT) with enough money to pay for the living expenses of a child with special needs can be a daunting task for many families. The costs of providing a home and care, as well as a care manager to take the place of the parents when they are no longer ...

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