James Wade Schwitalla's Answers

How will the Treasury Department know to stop intercepting my tax refund for USDA home loan foreclosure? Bankruptcy discharged!

The Philadelphia address for the IRS is: Internal Revenue Services 2970 Market Street Mail Stop 5-Q30.133 Philadelphia, PA 19104-5016 I suggest you mail them a copy of your Discharge of Debtor order by certified mail, return receipt requested. When you get your return receipt back, call the IRS at 800-829-1040 and confirm that they are showing receipt of a copy of your discharge on your record. BUT WAIT, you are NOT done yet! Do the same thing with the USDA. I am not 100%...

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The association wants me to pay them instead of the bank.

You are facing a problem that a LOT of other people are facing! The first step is to determine who is the current, true owner of the property. You can determine this by checking the status of the foreclosure at following link: http://www2.miami-dadeclerk.com/Civil/Search.aspx Simply enter the landlord's name in the "party" field, and hit enter. You will be able to view all cases the landlord has been a party to in Miami-Dade County, including the foreclosure. Then select the "docket"...