Unfortunately it is difficult to put a value on your case without first seeing your medical records and a copy of the police report. I would need to know more about you health prior to this accident as well. As a rule, insurance companies are required to act "in good faith" when negotiating a claim. With that being said, what is good faith to one is not always good faith to another! Most importantly, you should continue to treat with your doctors, as spinal injuries can be very serious....
When you hire a lawyer, you should expect that he or she will keep you reasonably informed about the status of your legal matter. Your lawyer should also promptly comply with reasonable requests for information. He or she should explain things so you have the information you need to make informed decisions. Remember that reasonable communication might not mean immediate or constant communication, depending on the circumstances. If communication with your lawyer breaks down, I suggest that...
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