Do you have an attorney representing you in your foreclosure? You really need to discuss this with him/her. Otherwise, you should consider hiring one soon. Does your agreement with the bank allow for an assignment of rents? They may be trying to enforce what you already agreed to. Speak to a qualified attorney in your area.
Hold on! What is the infringement case about and is it a valid case? How much is the demand? Keep in mind there are a lot of people being threatened with lawsuits from copyright trolls over thin claims or even nonexistent claims. Speak with a qualified lawyer in your area asap before even thinking about BK.
You would need to file a lawsuit against your ex-tenant and serve him/her with that lawsuit before you can obtain a judgment. You should meet with a qualified landlord tenant attorney to discuss your options. You also need to determine if your ex-tenant is collectible, should you decide to sue him. Also, if you are holding a security deposit, don't just assume you are going to pocket it. There are statutory notice requirements that you must abide by prior to making a claim on it.
You've provided nothing to indicate that this would be a "class action" suit. You may very well have an individual claim against FIfth Third, but you have to start by disputing this inaccuracy to the credit bureaus. The credit bureaus will, in turn, forward the dispute to Fifth Third to investigate and correct or delete as necessary. The credit bureaus must also conduct their own reasonable reinvestigation on this. If yo do not get satisfactory results after your written dispute, you should...
As long as the tenant is not the mortgagor or an immediate relative, the tenant is protected by the Protecting Tenants at Foreclosure Act (PTFA), which will allow the tenant to stay until the end of his/her lease, or at least 90 days if there is no lease.
Nothing is stopping you from doing the things you listed. The question is, are those statements true? Is the debt not yours? If you are not liable on the debt you absolutely should dispute it with the credit bureaus, and if doesn't come off, you may have a claim under the FCRA if you suffered damages as a result of those inaccuracies.
Was the carpet damaged during your tenancy? The landlord is certainly within his right to make a claim against your security deposit for any damages caused during your lease period. If you dont believe you are liable for damage to the carpet, or you dispute that there was any damage to the carpet, you have 15 days from his notice of claim to object to it.
Congratulations. I agree with my colleague that you need to dispute the debt with the credit bureaus and attach the court's order. Now, it depends on how you won the case. Did you win on the merits? Did the collector dismiss without prejudice or nonsuit? This makes a difference.