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Stephen G Charpentier
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Stephen Charpentier’s Answers

61 total


  • Can my mother buy uninsured motorist coverage after the accident I was in

    I was in a very Bad Accident .I was a backseat passenger with my friends brother, he was driving pretty recklessly. The mother stopped paying their insurance days before the accident and the other ladies insurance is still active, even during the ...

    Stephen’s Answer

    I recommend you buy it and then pray you never need it in the future. The insurance will NOT apply retroactively.

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  • Had a car accident where semi-truck lost load and lumber smashed up our car.

    The car was ripped up and lumber went through our car almost hitting the children and wife. Our kids are going to hospital to get checked out. Any thing we can do to get taken care of.

    Stephen’s Answer

    First, preserve all the evidence you can. Photos of the truck, the truck load (or what is left of it), photos of the scene, truck ID information, witnesses, if any, along with contact information, etc. you are already pursuing the obvious, that being medical evaluation. If any injuries to humans contact a reputable attorney immediately. The may be additional information that an attorney can act to preserve and obtain.

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  • Lawyer wants to accept $8,000 for 8% permanent impairment from car crash. I think this is too low.

    I was t-boned by a taxi in Florida and my car had $5,900 of damage, and $1,000 in diminished value. I am a 35 year old (was 34 at time of crash) professional scuba diver, four-time triathlete, and marathoner. I earn $72,000 per year. I feel that $...

    Stephen’s Answer

    I suggest you get a second opinion from another law firm. Do your research and select a quality law firm. Obtain all your medical records for the 2nd opinion attorney to review. Also be able to substantiate your medical expenses, lost wages and other out of pocket expenses. After the second opinion you should be in a better position to make a decision.

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  • Found at fault in accident, very expensive. No witnesses, other driver (truck) didn't see what happened. No physical evidence.

    A truck and I was side-to-side on the highway. Suddenly a huge sound, and I was in the ditch with the passenger side of my car in terrible shape. Police arrived, took statements, gave me breathalyzer on claim of smelling alcohol (which was not t...

    Stephen’s Answer

    • Selected as best answer

    Hire a good attorney and contest the ticket. You may also need scene and vehicle damage photos

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  • What kind of attorney would be best for my situation?

    My husband was fired from his semi trucking job because he refused to drive the semi that had serious issues and he didn't feel safe. We are having dot inspect it before he returns it. He has a voicemail with then firing him for not wanting to dri...

    Stephen’s Answer

    An attorney who specializes is labor law. If your husband has an employment contract make sure a copy is presented to the lawyer for review.

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  • Can a "Cease and Desist" letter be sent to a neighbor for derogatory signs, stalking and harassment?

    We have been harassed for the last 5 years but it is getting worse. Recently they hung a sign on their fence with the word "#$% Hole" and an arrow pointing to us (we live next door in a townhome). They put many signs in their windows referencing...

    Stephen’s Answer

    I think this matter has reached the point where you will need to seek legal counsel to study and discuss your options shot of the obvious which is to move. I realize that moving is not always an option. This I recommend you contact a local attorney to study and discuss your options. Unfortunately you best be prepared to spend some of your hard earned money on that option. Once you have all the realistic and legal options in front of you a decision can be made.

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  • Should I sue for PTSD and personal injury?

    I was bullied in a charter high school owned by Academica (a charter school operator) for more than a year and the teacher insisted that me and my aggressors sit together, she watched as they harassed me and did nothing. She neglected all sorts of...

    Stephen’s Answer

    An increasing number of attorneys are providing services in the area of school law. Use AVVO to help you find one in your area and seek their counsel.

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  • Is for real? if a person hurts you on a car accident and claims no fault, no one can make him pay your car and medical bills?

    On 12/18/14, while driving on I 4 west, on the right side, a guy on a jeep came into my lane and crash my car, then he bounced back and crash another car, when the police came he claimed that another car hit him, and loose control causing the acci...

    Stephen’s Answer

    The short answer is that is NOT the law. Call an attorney and get some guidance ASAP.

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  • Does the adverse insurance carrier request the medical release if the personal injury claim is handled by lawyer?

    I read not to sign the medical release before consulting lawyer. I wonder whether the adverse insurance carrier requests the medical release if the personal injury claim is handled by lawyer. If so, how does the lawyer usually deal with such a req...

    Stephen’s Answer

    The answer is sometimes they do and sometimes they do not. However, if you have an attorney all medical release issues should be handled by and through the attorney.

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  • An employee of a car dealership hit my truck who is responsible?

    A employee of a car dealership hit my truck who is responsible?

    Stephen’s Answer

    Certainly the employee driver. If he was on the job probably the employer as well. In addition potentially the owner of the car as well. May be certain statutory restrictions depending on the specific facts.

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