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Barbara Billiot Stage
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Barbara Stage’s Legal Guides

52 total


  • Florida Homeowner Association Disputes - Pre-Suit Requirements

    Statutory Offer of Pre-Suit Mediation - the Document A template of the document is found in the Fla. St. Ch. 720.311 at http://www.flsenate.gov/Statutes/index.cfm?App_mode=Display_Statute&Search_Stri

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  • Florida Condo Association Disputes - Pre-Litigation Requirements

    Attempt to Resolve - Fla. St. Ch. 718.1255 requires a unit owner to submit a letter offering resolution, by certified mail, return receipt requested, and regular mail, to the registered agent of the

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  • Living in a Florida HOA - Know Your Rights!

    The number one weapon any homeowner has in dealing with their homeowners' association is to be educated about their rights and responsibilities. It is harder for HOAs to take advantage of educated homeowners.The first step is to read your governing documents, which are your Decla...

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  • Dealing with HOA Fines

    Before a HOA or Condo can impose a fine they must first give notice of the violation and the opportunity to appear before a committee of at least three members to present your case. The notice must be sent 14 days in advance and the committee, which must have at least three membe...

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  • Florida HOAs and Fines

    Two years ago the Florida Legislature changed the statute governing fines by HOAs,Fla. Stat. 720.305(2). Previously fines could be a lien and foreclosure on a home, but that changed in 2007. Then it changed again, effective July 1, 2010, to provide that they could be a lien and f...

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  • Past Due Assessments Risk Your Home Ownership

    Once assessments become past due the payoff amount becomes a moving target because each phone call or email adds legal fees to the amount due. The appellate courts actually noted this in a ruling that acknowledged owners are at a severe disadvantage when trying to obtain the payo...

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  • Misconceptions about Association Liens & Foreclosures

    Condo associations (COA) and HOAs rely on assessments to pay for the expenses of the association.Rarely does an association have income from any other source then the assessments it collects from members. There are a number of misconceptions about the duty to pay assessments and ...

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  • The Lien & Foreclosure Process in HOAs & Condo Associations

    The association is required to give notice to the homeowner prior to filing the lien by sending two copies of the notice, one by regular mail and one by certified mail, that includes the amount due and the deadline for payment. For HOAs this is 45 days and for condos this is 30 d...

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  • Florida Friendly Landscaping

    July 1, 2009 the Florida Legislature enacted a new law, Fla. Stat. 720.3075(4)(a) and (b), which makes it unlawful for any association to prohibit the implementation of Florida Friendly Landscaping. Florida Friendly landscaping is defined as any landscaping that conserves water a...

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  • Buying foreclosure properties with hidden HOA fees

    The HOAs are protected because the debt runs with the land. While you can collect the past due assessments from the previous owner, you are liable for any assessments currently due. Whether or not you able to collect from the previous owner is always a challenge. This does not m...

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