When the tenant is resisting your efforts in that manner i don't recommend showing the property. You can serve a three day notice and then file an eviction action or wait for the lease to end then file your eviction but you probably need to evict the tenant. If they have not paid in two months they may be planning on staying as long as they can.
Consider placing a sign in the rear window that states "Tag stolen" and list your current tag number, also state that a replacement has been ordered. That should put them on notice that your car is not abandoned and that the car is registered.
Be sure to file a response within the time period. What you should include will depend on the allegations in the complaint. Do not write a letter explaining the hardship you are going through and expect the court to be lenient. The court gets that sort of letter all the time and it does not serve as a denial of the lender's claims. A better choice is to contact a consumer lawyer for a consultation and determine what defenses you may have. In Dade City you could try contacting Mike Wasylik, Esq.
If there is equity in the home then you should be entitled to a portion of any sale proceeds after paying of the mortgage and any other encumbrances. If the house is worth less than the loan, then there is nothing to gain form the sale of the house. Since you are not liable for the loan, the lender will not be able to seek payment form you but you will probably be a defendant in a foreclosure action because you are on the title.
You should contact an attorney for a short consultation to explain the documents to you. You are not guaranteed a hearing date when you are sued. Your failure to respond to the lawsuit could result in default and judgment against you without ever setting foot in court. Do not assume the lawsuit is regarding your foreclosure. It could be another creditor suing you. Have you considered bankruptcy? It may be an option depending on your situation.
When you rent a room in a house or if you move within the same area every year, I routinely recommend that you get a post office box. They are not very expensive and you can check it once a week if you don't get much mail. It also provides security for delivery of credit cards, bank statements, etc.
The facts are not completely clear. It seems that a plaintiff sued on a debt and a second plaintiff filed suit on the same debt after summary judgment was entered in the first case. There are consumer attorneys in the Orlando area, including myself, that will review the case for free and may be willing to take your case on a contingency basis. Use the Find a Lawyer feature on Avvo to find someone in your area.
If the lease does not place the responsibility on you, then the landlord is responsible for the pests:
(2)(a) Unless otherwise agreed in writing, in addition to the requirements of subsection (1), the landlord of a dwelling unit other than a single-family home or duplex shall, at all times during the tenancy, make reasonable provisions for:
1. The extermination of rats, mice, roaches, ants, wood-destroying organisms, and bedbugs. When vacation of the premises is required for such...
Did you discuss the matter with the assistant? There may have been a mistake. If the eviction has been stopped, contact an attorney for a consultation to review your documents and let you know how best to proceed.