So long as you stay current with your COA fees the foreclosure should not have an affect on your voting rights. However, as stated above, it would behove you review your associations covenants/bylaws. If you don't already have a copy you should be able to find them on your county's public records website.
You should also consult with a foreclosure defense attorney within 20 days of having been served. Filing your own response before speaking with an attorney may waive critical defenses to...
Florida Law is very specific as to what Landlords are responsible for in maintaining the premises. However, you need to first look at your lease and see if it varies from what I am about to tell you. In the event that the lease says different, it will control.
The Statute that applies states that the landlord is generally responsible for the extermination of wood-destroying organisms and when vacation of the premises is required for such extermination, the landlord shall abate the rent. The...
Based upon the facts you have provided, it seems like you have an oral lease with the tenant. Since he is paying rent monthly, that makes him a month-to-month tenant. Florida Statute 83.57 requires that you provide a month-to-month tenant with at least 15 days notice, prior to the end of the rental period, before terminating the lease. If he fails to vacate after proper notice, you will have to file the eviction with the courts to get him out. Best of luck.
It is permissible for a party to bring case in support of their position with them to a hearing. Although, the case law is not necessarily introduced as "evidence.". It would be a different story if they were trying to introduce some sort of substantive evidence at the hearing, which had not previously been provided to you i.e. a notice of acceleration, assignment, etc. Rule 1.130 of the Florida Rules of Civil Procedure covers what needs to be attached to the pleadings.
First and foremost, reach out to an attorney who practices foreclosure defenses to see what your options are before the expiration of the 20 days. An experienced attorney can go over may of the options that may be available to you without having to ultimately file for bankruptcy. The fact of the matter is that each situation is unique. Defending the foreclosure may provide you with crucial time within which to try a modification, short sale, etc.
You should have a summons attached to the complaint. This document typically provides for the amount of time you have within which to respond and the addresses of the parties to whom you are to provide a copy of your response. Generally speaking, the original goes to the clerk of the court of the county in which you are being sued and a copy goes to the other party, or their attorney. Also, always make sure to keep a copy of every document for your own records.
If you are not familiar with...
Assuming that the mother and child still live in Florida, it would be in your best interest to consult with a private attorney regarding your specific situation. It sounds like you will need to file a paternity action. That will allow you to get a parenting plan in place and, thus, address you issues with visitation and child support. Best of luck.
What you are referring to is an endorsement on the mortgage. Specifically, if it does not have a name on the stamp other than your lender, it is an "endorsement in blank." This is how banks transfer ownership of the note, and also what allows other banks or servicers to enforce the note through foreclosure. It is similar to signing over a check to someone else's name.
The endorsement alone should have no affect on the bank's ability to get a deficiency judgment.