Very often people come to see me after having tried being in one of those Debt Consolidation programs. Others are just starting to have trouble with debt and are considering all their options and ask me for my opinion on Debt Consolidation programs. Here is what I tell them: D...

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Several of my staff are out of the office this afternoon, so I'm pulling phone duty. A man just called and said he was shopping bankruptcy attorneys and had "several questions" but his first was "how much?" for an individual Chapter 7. I told him the fees and costs and he repli...
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According to Webster.com the definition is: 1 a : a person who has done any of the acts that by law entitle creditors to have his or her estate administered for their benefit b : a person judicially declared subject to having his or her estate administered under the bankrupt laws...
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