Steven D. Kramer’s Answers

Steven D. Kramer

Altamonte Springs Foreclosure Attorney.

Contributor Level 5
  1. Florida Foreclosure

    Answered almost 5 years ago.

    1. Steven D. Kramer
    1 lawyer answer

    A Notice of Voluntary Dismissal Without Prejudice is the dismissal of one or more Defendants in a pending civil action. In a foreclosure, the Lender will often name any possible party having an interest in the property at issue as Defendants i.e. "Unknown Spouse of Jane Doe." Often prior to a Summary Judgment hearing, the Lender will dismiss some of the parties named in the action. "Without Prejudice" means that the Plaintiff, or Lender, may refile against the dismissed party. The above...

  2. What are the best questions to ask in the discovery stage of foreclosure?

    Answered almost 5 years ago.

    1. Steven D. Kramer
    2. Margery Ellen Golant
    2 lawyer answers

    Let me first start by saying that the best possible move that you could make at this point in time is to hire an attorney to represent you in this matter. The Florida Civil Rules of Procedure are very specific and can be unforgiving in many instances. The Court will likely hold you to the same standards as an attorney as far as understanding and abiding by the Florida Rules of Civil Procedure. This may put you at an extreme strategic disadvantage, as your adversary is an attorney who does...

  3. Foreclosure vs Bankruptcy

    Answered almost 5 years ago.

    1. Steven D. Kramer
    1 lawyer answer

    Your first step should be meeting with a good Foreclosure Defense Attorney. Our law firm handles both foreclosure and bankruptcy cases, however, bankruptcy is not always the best option for those individuals facing foreclosure. Often a skilled attorney may assist a homeowner with both defending a foreclosure case and negotiating a resolution with a lender. You may be able to either surrender the properties to the bank through a deed in lieu, or you may be able to enter into a consent...

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