Who is asking you about your assets and why?
Your insurer should be providing you with legal representation who should be able to answer your questions or advise that he or she only represents you up to the policy limit.
If the lawyer hired by your insurer cannot or will not advise you, please hire private defense and asset protection counsel.
Thankfully, and I hope I have not read your question incorrectly, you are not injured. If you have any injury problem, no matter how insignificant, you should seek care. The Law has just changed. If you do not seek care within 14 days of the accident, then you are not entitled to have your insurance company pay any medical expenses. That would be a VERY bad thing if you are injured. So, get care fast- if you have the slightest complaint.
Now, can you get $$ for pain and suffering without...
The Biggest mistake people make is trusting that the other driver will do what was promised. Very, very, very rarely does the other driver follow through. For all who rad this and for you, NEVER leave the scene of an accident without a crash report and, whenever possible the names, addresses and telephone numbers of any witnesses. Given that almost every one has a phone with a camera, take scene and property damage photos as well.
That being said,your employer is not at fault. Your employer...
Yes you can.
However, the insurer is only obliged to pay claims made against its insured when its insured is partly or wholly at fault.
It is impossible for me to asses whether the driver of the second vehicle could have been partly at fault from your above description of the accident. If you would like to send me (fax or email) a copy of the crash report, I will be happy to take a good look at it and share my opinion(s) with you.
We can also then discuss any questions you have; how...
You should be scared. I never recommend that anyone plead "guilty" without an attorney representing them. Perhaps a plea bargain can be worked out. Do not discuss this with ANYONE. See an attorney Monday morning!
Whatever the other driver told the police officer about the crash is not admissible as it is privileged under Florida's Accident Report Privilege.
if you were injured and do not have a lawyer, please hire one to protect your rights!
If the damage to the other vehicle was extensive or injury was reported at the scene, the officer is required by law to file a report. Did you receive a Drivers' Exchange Form at the crash scene? Perhaps you accidentally contacted the wrong law enforcement office or branch (city, county or FHP). If you look at any driver exchange form, the law enforcement branch will be listed. if you run in to further difficulty, look at my profile and contact me by phone or email. I actually live in Apopka...