As long as American Express was scheduled, properly noticed and subsequently discharged, you no longer have any personal liability for the debt. Whether the debt was listed on Schedules D or F should not be the determining factor. The Judgment does not "disappear" as a result of the bankruptcy discharge, however, the judgment creditor may no longer come after you personally for the debt. If you are concerned about the judgment clouding the title to your homestead property, your attorney...