Am I correct that you have insurance coverage and are being sued under that policy? If so, in Florida the insurance company has the right to hire counsel to "defend" the case against you. While you could retain additional counsel, you will foot the bill for that attorney's legal services. Typically, the only time to hire outside counsel is when the Plaintiff is seeking an EXCESS claim or there is a likelihood that the damages will far exceed your policy. As you may be learning, the insurance...
As an aside to the very good answer above, be certain that you are documenting the exact mileage to and from the medical provider. I would recommend using mapquest or google maps to verify the actual mileage from your home to the facility, since that is what an adjuster may use to verify the amount claimed. I have seen many good cases denied on the basis of Fraud when an injured worker submits excess mileage for reimbursement.
If you are concerned about confidentiality, why not schedule a free consultation with a local law firm? My offices are located in West Palm Beach, and there are lawyers in my firm that practice in multiple jurisdictions.
Michael D. McGrath
Injury & Family Law
You are having difficulty finding a lawyer because of the existing Florida Medical Malpractice Laws. There are several huge hurdles to overcome in successfully suing a medical provider. You are welcome to contact my Jacksonville Office at (904) 358-3300 for a Free Consultation.
I would like to know more about the facts surrounding the unauthorized medical procedure and how and when you learned of it. There are delayed discovery rules in Florida that could apply to your case, tolling the Statute of Limitations and allowing you to proceed even at this late date. I would be happy have my Associate Attorney in our South Florida Offices speak with you. You can call set up a free consultation at (561) 358-2223.
It seems like there are several medical negligence issues you are concerned about. Since I cannot tell when this happened from your questions, be aware that the Statute of Limitations on Medical Malpractice in Florida is only two (2) years. You should speak with a medical malpractice attorney ASAP.
Michael D. McGrath, Esq.
McGrath Gibson Injury & Family Law
Insurance companies keep (and share with each other) a database of insurance claims that enable each carrier to rate the risk of an insured and quote a rate for coverage. There are numerous companies that may offer better rates to your friend. I would recommend seeking an independent insurance agent that can shop several different carriers for the best rate and amount of coverage.