The demand package is how you or your lawyer tells your story to the insurance company. Lawyers are basically story tellers. We assist you getting the medical attention you need and them tell the story of what is wrong with you and how the incident had and will hinder you, what inconveniences it caused and will cause and more.
Essentially, insurance carriers try to negotiate every dollar they can, because every $100 means millions in the end to the Board of Directors.
Even in soft...
Generally, that answer is no. If you can retain a lawyer, let all communication come through them.
The problem is a very business friendly slip and fall law-
(1) If a person slips and falls on a transitory foreign substance in a business establishment, the injured person must prove that the business establishment had actual or constructive knowledge of the dangerous condition and should have taken action to remedy it. Constructive knowledge may be proven by circumstantial evidence...
Determination by an insurance adjuster means nothing. Liability is determined by jurors and based on witnesses. I agree you should hire a lawyer to advocate for you. That is not an offer you have to accept.
It is a hit and run by definition. He hit you, knowingly or unknowingly, and took off. Is it a crime? Crime is based on intent and in the eyes of the police and state attorney of whether they accept his excuse. Either way, it is civil negligence and you can recover against his insurance, the car owner's insurance and your UM/UIM if injured.
We are happy to answer other questions about this and help however we can. Email help at knowthelawyer.com or call 800-6-know-law. We will also...
At first glance, it doesn't look like there is insurance unless and until they find the person. A consultation with a local lawyer can help comb through the situation. We help clients look for some coverage they may not have thought of. Give an experienced Jacksonville injury lawyer a call as soon as you can.