You have likely really messed things up by being his lawyer. Talking to the insurer almost always guarantees a far lower settlement than he should get (on average 70% lower). And where Medicare reimbursement is at issue, a lawyer also may help by negotiating the amount.
STOP talking to the insurer and stop sending them records and see a lawyer before the case is damaged further.
The best way for things to go badly is to not hire a lawyer. If you were injured and there is disputred liability your chances of recovery are about zero without counsel. (If you were not injured, you let your insurer and the other driver sort it out).
Verbal gifts of land have no meaning. You have at least two intestate estates to probate, and the fact that you waited until an heir died means you probably have three estates to probate. You need to sit down with a probate lawyer to prepare the three petitions, and sort through who gets what. There's no way to sell anything until someone gets the court's permission, and the longer you wait the more complex and expensive it will get.
While the ultimate answer will depend on who is determined to be at fault, even if you are at fault, your daughter likely could sue you for damages under your policy (or if you're not at fault, the other driver). Unless the settlement is small, a probate Judge wil have to okay it and a guardian will be appointed to oversee any money. You claims could be affected by the traffic case, and also could be hurt every day you delay seeing counsel, so get a lawyer ASAP, and in the meantime do not...
Where to start? Start by hanging up on the insurer. Every conversation you have with them will be recorded and used to lower any payout in your case. You should expect to get at least 80% less without a lawyer than with one in a typical injury case. Hopefully you have not too much harm with the calls to date. Retain counsel soon, as in immediately.
It was a bad idea to hire a lawyer that solicited you. Good lawyers do NOT do that (they may advertise and promote themselves, but they don't call victims unsolicited). You should have studied about lawyers and selected an experienced one yourself.
Having said that, this is likely way too soon for a case to settle. Before any serious settlement negotiations, you have to complete all treatment and then your lawyer has to compile all your medical records.
There is probably nothing worse you could do to your family than to use online garbage like LegalZoom and the other messes you'll find online. The few dollars you may save now (and the cost of a will with a lawyer is so low that the savings will be tiny) will typically cause expensive problems later.
Small mistakes in drafting can cause immense problems. Heirs can lose their inheritance. Your executor may face added costs in probate due to granting the wrong powers or through less than...
Colossus is a loathsome project set up by insurers to underpay and deny injury claims. You have already made a gigantic mistake in talking to your insurer at all. Every conversation will be used against you. On average, people without attorneys see results 70-80% worse than people who promptly retain counsel. You need a lawyer ASAP to assess and review your claim. Until you hire one, do NOT say a word to your insurance company and do NOT sign releases.
There is no magic formula except one - claimants who do not hire a lawyer typically get offered 70-80% less than claimants with lawyers.
So if you settle on your own, expect to be badly underpaid. Stop talking to the insurer, and have a lawyer evaluate the case. What you can get depends on whether you are dealing witha top line insurer or one of the bad ones like State Farm and Allstate, how strong liability is, how bad the injury was and whether there is permanent impairment, how...
I am sorry your wife was hurt. Hopefully you did what every driver should do to protect their family and bought a high limit uninsured motorist coverage. If you did, your lawyer (and you need one immediately - do NOT delay in this) can likely file claims against your insurer. If you have medpay, that also will help. In some cases, although this is rare, the uninsured driver will have assets you can pursue.
But it is very important that you have a lawyer from day one. Each day you go...