Dept of Education is claming I have a student loan.

You need an attorney that practices in consumer law. I am an Atlanta attorney and I would be happy to consult with you. I can be reached at...

This would raise the interest of a Trustee, even if the gift/ inheritance are given after filing. I am an Atlanta attorney and I would be more...

Georgia-BOA sent me a letter to pursue collection on 2nd mortgage, $38,000 I have nothing in retirement/savings.Garnishment?

You should worry about a garnmishment if you own something that it can attach to. Examples might be your banking accounts or your car. The...

It sounds like you would qualify for a Chapter 7, but as stated in the prior answers, your family household income would have to pass a means test....

Second loan foreclosed

Your question is quite confusing. If the second mortgage foreclosed on the home, then, at that point, you should have lost ownership rights to the...

Business bankruptcy or personal or both??

Keep in mind that a corporation in a Chapter 7 will not receive a discharge. I would review your personal liabilities and make a determination as...

Am I allowed to include the collection fees in the amount when I turn a patient's unpaid bill over to a collection agency ?

We would need a little more information. Are you considering bankruptcy?

I had my home loan permanently modified, I am current on my payments. I am filing chapter 7 for unsecured debts.

I think it would be in your best interest to retain an attorney. Reaffirmations of debt can be tricky. You really need the sound advice of a...

Overdue credit card payments

Yes, cease and desist is another way for the creditor to say that they don't want to deal with you on any terms but theirs. This, of course, puts...

How much BK cost?

The typical Chapter 7 fees range from $1,200. to $1500. There is a $299. filing fee. Plus there are credit counseling fees. My advise is do your...