Jennifer Arden Jakob’s Answers

Jennifer Arden Jakob

Atlanta Bankruptcy Attorney.

Contributor Level 10
  1. Is it legal for the mortgage company to attempt to recoup the unpaid difference if my loan application is denied?

    Answered almost 4 years ago.

    1. Jennifer Arden Jakob
    2. Steven J. Fromm
    2 lawyer answers

    If you filed a bankruptcy in 2009 and got a discharge, you are only personally liable on the mortgage debt if you signed a Reaffirmation Agreement. This means you can walk away from the house without any reprecautions. If you signed a Reaffirmation Agreement, you could be liable for the deficiency.

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  2. I thought I was co-signing on a loan with my ex-husband, instead they listed me as primary. He has now defaulted on the loan,

    Answered over 4 years ago.

    1. Jennifer Arden Jakob
    2. Jonathan P. Sexton
    3. Dana Howard Shultz
    3 lawyer answers

    Cosignors are equally responsible for the debt, thus you are liable for the debt. You have a couple options: 1. Ignore them, they can then sue and get a judgment against you. 2. Pay them in full. 3. Set up a payment plan with them. 4. File bankruptcy. I would be more than happy to help you with any of the above options. I also provide a free consultation for my bankruptcy clients. Please feel free to call to set up an appointment. Thank you, Jennifer Jakob-Barnes Jakob-...

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  3. Does a Bankruptcy filed by one renter clear amount owed?

    Answered about 2 years ago.

    1. Jennifer Arden Jakob
    2. John Michael Spain
    3. Glen Edward Ashman
    4. Alan D. Walton
    4 lawyer answers

    The money owed can be collected from anybody that cosigned on the lease. No money can be collected directly from the person that filed bankruptcy, the landlord would have to collect through the bankruptcy Court.

    2 lawyers agreed with this answer

  4. Being in a short sale process in FL, but got a lawsuit from GA for the second mortgage. Need some advice

    Answered about 4 years ago.

    1. Glen Edward Ashman
    2. Jennifer Arden Jakob
    3. Shannon Daspit McDuffie
    4. Danielle Jeanne Eliot
    5. Theodore Lyons Araujo
    6. ···
    7 lawyer answers

    I agree! If you fit into a bankruptcy that is going to be the least stressful way out. Many people are scared that a bankruptcy is going to hurt their credit. In most cases this is not necessarily true. When creditors have gotten to the point of suing you, your credit already has some major dings. The bankruptcy will wipe out the debt you owe. I highly advise meeting with a bankruptcy attorney. If you are not satisfied with the one you have met with, meet with a few others. Price should...

    1 person marked this answer as helpful

  5. I have a consent agreement and order from the county magistrate court. I am not able to fulfill my portion of the agreement. D

    Answered over 4 years ago.

    1. Jennifer Arden Jakob
    1 lawyer answer

    Unfortunately if you cannot pay the amount agreed upon, the landlord can start dispossessory procedures. You probably want to look for another place to live and move out as soon as possible. The landlord can still try and collect the agreed upon amount from you. You may want to think about filing for bankruptcy. Once you file for bankruptcy, the landlord can no longer collect from you. First you need to find somewhere to live. Please feel free to give our office a call. We offer...

    1 person marked this answer as helpful

  6. If you have two different bank accounts and a judgement was place on one account can they come back and get the other account?

    Answered over 4 years ago.

    1. Jennifer Arden Jakob
    2. Brian E. Daughdrill
    2 lawyer answers

    You can prevent the other account from being garnished if you file for bankruptcy. Once you have a bankruptcy case filed, it stops all garnishments on accounts or wages. You also want to be careful if the garnishment is not fully satisfied, the creditor may continue to garnish. They can also garnish your wages. If you would like a free bankruptcy consultation, please give me a call. 678-990-4197.

    1 person marked this answer as helpful

  7. Can a creditor find out when I started a job. Do they have a right to garnish my wages?

    Answered over 4 years ago.

    1. Jennifer Arden Jakob
    2. Mark Hankins
    2 lawyer answers

    Once the credit union has a judgment against you, they can send you post judgment interrogatories. These are where the credit union would ask you about your financial situation, including where you worked. Once they found out where you worked, they could file a garnishment action against you. Your wages are not the only thing they can garnish. They can also garnish you bank accounts. You may want to consider bankruptcy. If you only make your minimum monthly payments, you will be...

    1 person marked this answer as helpful

  8. Chapter 13 vs Chapter 7

    Answered almost 3 years ago.

    1. Alan Ira Seitman
    2. Dorothy G Bunce
    3. J. Thomas Salata
    4. Jennifer Arden Jakob
    5. Glen Edward Ashman
    6. ···
    6 lawyer answers

    There are a lot of factors that help determine how much you have to pay back in a Chapter 13 and whether you qualify for a Chapter 7. Sometimes these outside factors allow you to deter from what the means test states that you have to do. We would be more than happy to review your financial situation a determine whether you qualify for a Chapter 7. 404-255-3837.

  9. What schedule do I put already foreclosed house and repossessed car in?

    Answered over 3 years ago.

    1. Kristy Anne Hernandez
    2. Jennifer Arden Jakob
    3. John-Paul LaPre
    4. Robert Parkinson Taylor
    5. Asaph O. Abrams
    5 lawyer answers

    Bankruptcy filings can be very difficult for someone who does not have experience. I highly recommend hiring an attorney. If you would like to discuss a bankruptcy filing, please call my office. Jennifer Jakob-Barnes Jakob-Barnes Law Firm, LLC 6095 Lake Forrest Dr. Suite 270 Atlanta, GA 30328 678-990-4197 www.sandyspringsbankruptcy.com

  10. If I helped someone get a car years ago and it was repossess, if the company still has it on my credit and I was never contacted

    Answered almost 4 years ago.

    1. Jennifer Arden Jakob
    2. Robert A House
    2 lawyer answers

    Deficiency balances from repossessions are many times dischargeable in bankruptcy. I would be more than happy to set up a consultation and see if bankruptcy is an option for you. Jennifer Jakob-Barnes Jakob-Barnes Law Firm, LLC 6095 Lake Forrest Dr., NW Suite 270 Atlanta, GA 30328 678-990-4197 www.sandyspringsbankruptcy.com info@sandyspringsbankruptcy.com