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Scott Benjamin Riddle

Scott Riddle’s Answers

5,255 total


  • Can we get a deposit refund on boat if dealer is slow to respond? suppose to be ready Thursday but still not ready.

    We put a $3000 check for deposit on new boat, they cashed check on Monday. Boat was suppose to be ready Thursday, but they don't know when it will be ready due to waiting for finance company. States were approved but have to wait on bank. We lef...

    Scott’s Answer

    You signed a contract, so what does it say about deadlines? For a transaction of that size, why are you rushing one day later to cancel? What is the real issue? If you just want to back out, then read your contract to see what it says about it. Otherwise, you can call and ask if they will refund your money and cancel the deal.

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  • Do I need a real estate attorney?

    I searched to see if my property records were updated in the county system bc my wife and I recently added each other to our home titles/deeds. Well, when I looked, I noticed that my house (now a rental) had a LLC as the current owner, and that it...

    Scott’s Answer

    Foreclosures are not court proceedings in Georgia so it would not be there. If your facts are accurate you no longer own your house so certainly you need a lawyer to check it out. When you say you "looked" at and "searched" the property records, what exactly does that mean? The actual records are maintained at the Superior Court clerk's office. Did you go there to review the deeds and other records? If you found a foreclosure, what are all details of the foreclosure deed - names, address, property description, lender, etc,?

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  • Asked to leave the company after giving notice

    One good friend of mine had given notice to leave his job. However his employer asked him to leave the company after he gave his notice. Is it legal to ask an employee to leave the same day after he has given a notice without completing his notic...

    Scott’s Answer

    "Giving notice" is just another name for quitting on the spot. Your friend does not get to quit and the dictate the terms to the employer (which would give them more rights than other employees). Offering to work beyond that minute is a courtesy, but it takes both sides agreeing. This assumes there is no contract in place stating otherwise.

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  • Help.. Creditor in violation of discharge injunction!!! Bankruptcy discharged in 2013..BK discharge listed creditor notified!!

    I filed pro se' Chapter 7 -discharged. 12/2014..Creditor notified via Bk court via first class mail 12/2013.. (Showing listed on BK they were notified) I moved to charlotte from VA in 2012..Been employed at NC company since 2012 where my wages ar...

    Scott’s Answer

    You need to contact lawyers in your area, and there will certainly be plenty in Charlotte. The issue might be resolved with a letter.

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  • Is the company that is filing a garnisment against you required to cancel all extended warranties and it to balance owed

    A furniture company left the finance charges and extended warranty attached to the garnisment, are they allowed to do that

    Scott’s Answer

    What do the contracts say? What are the terms of the judgment?

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  • Have paid approx $10,000 in 36 months for a secured car loan that is now worth less than $4,000. What Can I do?

    Do I have any legal rights to ask the bank to resolve and Acknowledge that I have already paid approx. $10,000 on a car loan where the car is now worth approx $3,999.00

    Scott’s Answer

    Why did you not even mention the loan contract you signed? Why do you need the bank to "acknowledge" the terms of a loan that are probably clear from the contract? What part of the contract needs to be "resolved" other than the remaining balance needs to be paid? Read your contract - you agreed to the terms.

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  • Can you help me to file claim on excess or surplus funds?

    Hi I'm from NYC Company and I am seeking for a Real Estate Attorney regarding acting as a local counsel for business and for filing of claims.

    Scott’s Answer

    There is no "you" here. Answered several times before - you need to use the search function here (or elsewhere) to contact real estate lawyers directly to discuss representation.

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  • Is there any way to remove my name from a co-signed student loan? Do I have any options to avoid my credit from being ruined?

    I co-signed a student loan with my ex-boyfriend a few years ago. Sallie Mae promised to remove my name after 2 yrs of on-time payments, which I made sure of in the beginning of the loan. Then we broke up, and he has remarried since. He continues ...

    Scott’s Answer

    What do you mean they "promised?" You signed a contract and you are bound by it. The lender has no incentive to let you off the hook unless the contract provides for that. You need to get your paperwork and see exactly what it says. It does no good to just say they "promised" when what matters is what you signed. Whether his wife wants to be a co-signer is up to her, but why would she make the same mistake?

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  • If both my boyfriend and I names are on a vehicle, can he ffile bankruptcy without my permission if I'm the head of the vehicle

    I am the head person of the vehicle but he just told me that he filed bankruptcy. Is this possible?

    Scott’s Answer

    He doesn't need your permission (or anyone's permission) to file for Bankruptcy. What is the "head person of the vehicle?" This is a common result of buying a car or house with someone with whom you have no legal relationship.

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  • Want to talk directly to my mortgage co. while in chapter 7 about renting. they need a letter from lawyer. ignores recourse?

    see previous question

    Scott’s Answer

    Why are you not discussing this with your lawyer? You should be.

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