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Scott Benjamin Riddle
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Scott Riddle’s Answers

5,697 total


  • What should I do?

    Here's my dilemma and the email that I sent to the company: Unfortunately, tonight (2/7) there was a PENNY found in my bowl of Frosted Flakes. The bowl used was clean. There was NOT a PENNY in the milk used. There were NO pennies around before I p...

    Scott’s Answer

    You are getting exactly what one should expect to get - coupons and an apology. Plus a penny. Objects get found in food somewhat regularly- millions of products on shelves are not perfect. What exactly is your dilemma? If you expected finding this penny was a winning lottery ticket, it is not.

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  • What are their rights and how long can they expect this final release to take??

    My parents are in Chap 13 in NY State for @5yrs. They made each of their payments every month. Unfortunately, a judgment was added to the Chapter 13 and more time was added to to satisfy that. Currently, they are unsure what has been paid and what...

    Scott’s Answer

    You are asking for second hand opinions from lawyers who know nothing about your parents' case, based on a few sentences of your second hand version of what you understood about their case (not that you are not doing your best to be helpful)? Your parents need to schedule a meeting with their lawyer, or get a second opinion and review from a local lawyer (where the case is filed) who can review the documents. You might attend the meeting with them. Asking lawyers on a website to review the case won't likely get too far, as their lawyer (not lawyers here) still has to do what needs to be done.

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  • How far back in the state of Georgia can an employer hold an arrest against you. Friend was arrested but not convicted 2002.

    Employer Background Check for Criminal History. GA state law

    Scott’s Answer

    There is no limit on how long anyone can "hold something against you." There is a limit on how long information is on credit and consumer reports, and the reports must be accurate. If a report was used by the employer, notice must be given and your friend can get a copy to check its accuracy. Employers can't hold race and gender (and a few other things) against applicants. However, in general, if an employer gets information they consider it as much or little as they choose.

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  • What do I need to do so that I can get the title in my name?

    I have a bike title with two names on it that I just recently purchased. I went to the tag place an they said that I need the release of the other guy on the title to the bike, but I'm not sure where this "other guy" is!

    Scott’s Answer

    What you need to do is find the other guy, since it is not your bike without the title. Why would you even consider doing the deal unless you had both owners available to sign?

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  • Would our original attorney be obligated to follow up without charging an additional fee?

    My wife and I filed for bankruptcy in 2009 in Ga. In 2013 my wife became part of a class action lawsuit that was recently settled. Of course the bankruptcy court wants part of the settlement. We spoke to the attorney who represented us in the bank...

    Scott’s Answer

    Of course not - You did not hire a lawyer for life. The lawyer presumably completed your case and it was closed. Did you explain to the lawyer when discussing the fee back in 2009 that you would expect her to continue in the case through 2016 and perhaps beyond because you expected to be part of a lawsuit? Unless you did, and paid for the expected work, you need to pay for it now whether it is the same lawyer or a different one.

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  • Can they refuse my payment for the past due up to this month and sell my belongings when I'm not 40 days behind for this month?

    I got behind on payments for my self storage unit. I called Saturday to make a payment that would have brought my account up to this months payment, but they refused to take my payment and said if the full including this month is not paid by their...

    Scott’s Answer

    Unless there is an unusual law in ME (and hopefully a lawyer there can respond), once there is a default creditor don't generally have to accept a little here and there just to avoid foreclosure, eviction, etc. To the contrary, they usually have to turn down partial payments in order to retain the right to foreclose. You are in default, so the choices are generally to get completely up to date or they take action. This is pretty standard.

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  • How do I fight this?

    My employer decided to write me up for an incident that wasn't my fault, in spite of proof showing I was not at fault and testimony stating that it wasn't my fault. This write up goes into my file, so if I try to transfer to another department i...

    Scott’s Answer

    "Write-ups" and "files" are not legal issues. Your employer does not need your permission as far as what they include or not include in their files, or to agree with you about an incident.

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  • How can I be held for all that intrest and defaulted

    I pawned tittle made one one payment went in default now they want cars or what I borrowed plus 11 months intrest I never signed another contract am I liable for the intrest on them 11 months

    Scott’s Answer

    You signed a loan contract - what does it say about what you owe? How are we to know whether you defaulted last week, or a year ago? Has it been 11 months?

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  • AFTER home was sold in short sale and closed, 1st lender came back and said they are foreclosing and advertised it. What's next?

    Home was sold in short sale with 2 lenders Dec 2015. Now, 2 months later, 1st lender came back, said they are foreclosing, advertised it, and someone already lives there. I fought with the bank for 2 years, and got 2 lenders (Wells Fargo-1st, and ...

    Scott’s Answer

    It apparently never really "closed," as the lien was not released. As far as a lawsuit or recourse for something, your credit is damaged by the Bankruptcy and not making the loan payments. The foreclosure just results from that. In addition, any short sale was no doubt contingent upon a payoff agreement that you say didn't happen. You got a discharge so you don't owe anything anyway. You are free to move on at any time, and have been since your Chapter 7 case was discharged.

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