Skip to main content
Scott Benjamin Riddle

Scott Riddle’s Answers

5,080 total


  • Wells Fargo background check - Will being a co-signer for student loans with a bad payment history affect my qualification?

    I co-signed for a large sum of student loans, federal and private, for a friend years ago. The student fell behind on some of these, and the bad payment history shows on my credit report, and has dramatically lowered my scores . My actual paymen...

    Scott’s Answer

    A wild guess here won't help you much.

    See question 
  • I have been making monthly payments to an attorney for legal fees. He contantly calls me/text wanting me to pay more,.

    I paid him 5000.00 with balance due 3000.00. I am on a fixed income, have no cash to pay him, so I have been paying him monthly for 8 month, He has been constantly calling and texting wanting me to pay the balance now. He told me his is gaing to...

    Scott’s Answer

    "Constantly" does not tell us much. For some, once a month is constantly. It is like any other creditor who wants to get paid. What did you originally agree to as far as paying fees?

    See question 
  • Can a bank refuse to accept surrender of a house in a chap 7 bankruptcy?

    House was a real estate investment and I went bankrupt in 2008. Turned house and several others over to bank. Now being asked to maintain the house and property and being told that bank may not have accepted the surrender. Is this possible? If...

    Scott’s Answer

    You did not surrender the property in your Chapter 7 case. The document you filed stated your INTENT to surrender. Unless there was a foreclosure or deed, there was no transfer to the lender. The reason the Bankruptcy Court (clerk employees, Judge, etc.) did not explain this to you is because it is your responsibility to discuss this with your lawyer and not the Court's responsibility to explain the process.

    See question 
  • My bankruptcy preparer is refusing to sign my paper work and asking me to sign for her and file, should I?

    I went to file my bankruptcy paperwork and they noticed nothing had been sign by our preparer they told us to have her sign and 587-7067get the papers back with in 14 days. My husband texted her informing her of our situation. She said she was on ...

    Scott’s Answer

    You hired a typist, and are getting the level of service you paid for. What else is wrong?

    See question 
  • Can an employer have your medication changed to a non narcotic so you can remain at work.

    Was perscribed hydrocodone 5mg employer called my Dr and had Tramadol perscibed so I could remain at work. It does nothing for the pain

    Scott’s Answer

    Can they? They did. Why are you allowing your employer to interfere with your medical care? See your own doctor and get the proper treatment, then deal with any legal issues that come up or contact an employment lawyer in the Macon area to discuss. Health comes first, and if your doctor is under the control of your employer (which is clear) find another.

    See question 
  • Can I get out of this mortgage I Cosigned without my name on the deed

    I Cosigned a mortgage and was promised my name would be removed in a few years it's been over 10 years and they won't refinance. Can I sue them? What can I sue them for? The house and mortgage is in Georgia. I signed a document removing my name f...

    Scott’s Answer

    That is the question - sue them for what? You would spend a lot of time and thousands in legal fees, but you generally don't have a claim against someone else because of a choice to enter into contracts. You chose to co-sign and that document likely does not say your guaranty goes away after so many years (a few actually do, but you would have discussed that). Any "promise" to remove you from liability on the note would have to come from the lender, since that is the other party to the contract. Your co-borrower can't make promise for the lender.

    See question 
  • Can an independant contractor be forced to sign a non compete agreement?

    I'm an independent contractor. One of the companies I work for is insisting I sign a new contract that includes a non compete clause. Can this company force me to sign this contract?

    Scott’s Answer

    No, they can't force you to sign. Conversely, you can't force them to continue your employment or contract (assuming that does not breach an existing contract).

    See question 
  • I received an "Affidavit In Support Of Request For Writ Of Fieri Facias" today. What do I need to do?

    I had a car repossessed in 2010. After the car was sold at auction by Lien holder, it left a balance of $3300. I eventually set up payments due to a judgment but I lost my job several months later. I sent a request to Plaintiff's lawyer and Magist...

    Scott’s Answer

    The court enters judgments - not payment plans - so sending a request to the clerk did not do anything. Now, the creditor is going to start trying to collect by garnishment of accounts and paychecks or otherwise. You provided no information on your job situation in 2015.

    See question 
  • Can I sue a lawyer for discussing my case with someone?

    my lawyer discussed my case with someone and then when I told him I was going to fire him he tells me he will use any info he has about me against me if I do

    Scott’s Answer

    "my lawyer discussed my case with someone" -- I discuss every case I have with someone. Why did you not tell us more about that? Since you will need another lawyer, ask him/her about the situation.

    See question 
  • My ex B.f. Knocked my tooth out by repeatedly punching me in the face. He told me i dont remember what do i do?

    My ex boyfriend knocked my tooth out three days ago. He said in order for him to pay for it i had to be with him i didnt call the cops when i had both been drinking i didnt even remember but i woke up with a black eye two busted lipsm marks down m...

    Scott’s Answer

    Do what you should have already done -- call the police. Then get a lawyer to help you get a protective order. If you can't hire a lawyer, try the legal aid office in your county. The clerks office at the Superior Court is also usually very helpful in the paperwork for getting the protective order. Call the police today - start the the protective order process no later than tomorrow morning.

    See question