They can get the Motion for Relief from Stay, but that doesn't mean they will start foreclosure proceedings. If your mortgage is current, they won't generally foreclose. They just want to make sure they are covered in case you are late on your future payments.
If you didn't miss any mortgage payment since you filed the 13, you didn't need to convert. You make up the missed payments in the Chapter 13 plan. As long as you stay current after filing, you are fine. It sounds like you don't have an attorney--big mistake! Chapter 13's can be tough for people trying to do it on their own. The mortgage company should be able to talk to you if you have no attorney. If you do have an attorney, you need to talk to them about why you converted to a Chapter...
Even if you give a value to your attorney, the attorney will probably check KBB and Edmunds to verify the amount. Of course, the condition of the car is important, but generally I use KBB and Edmunds to get an idea.
I am in Peachtree City and would be happy to meet with you to discuss your bankruptcy needs.
The foreclosure should not show on your credit report; it should say "Discharged in Bankruptcy." The banks don't report the mortgage payments to the credit reporting agencies after a discharge in bankruptcy. It would be nice if they did, but they don't.
In Georgia, you file for divorce in the county in which your spouse resides. If your spouse is agreeable, you can file for divorce in the county where you reside, if different from your spouses. But no, you don't file where you got married.
As Mr. Ashman said, the bank probably got the term wrong. If you did reaffirm the debt (usually not done in a Chapter 13), there would be a record with the court as the reaffirmation had to be filed. You do need to make the payments to stay in the home, though you have no legal obligation to do so. If you do not pay, they can begin foreclosure proceedings.
If your bankruptcy is completed and your debts are discharged, you would no longer legally owe any money on this mortgage. Since he is not current on the home payments, he may also want to consider filing for bankruptcy, either to make up the missed payments in a Chapter 13 plan or to surrender the house in a Chapter 7 plan. You both need to consult bankruptcy attorneys to make sure you do what's best for your personal situation. Sometimes filing a joint bankruptcy, even while separated,...
You can get a divorce from your wife using the procedure known as "by publication." You need to find the newspaper that publishes legal notices in the last place your wife was known to live. You need to have them run the notice for four weeks (contact an attorney; there's specific wording that goes in this notice). You also need to have documentation of every method you used to find her, such as contacting parents and friends, etc. Then you can file for divorce in the county in which you...
You may want to post this in the divorce or family law category, as it isn't really a bankruptcy question. As mentioned by the other attorney, you need to find an attorney in Massachusetts; any attorney in Georgia who is eligible to practice there isn't going to want to travel to Massachusetts for any court hearings.