Sheila Louise Rambeck’s Answers

Sheila Louise Rambeck

Peachtree City Bankruptcy Attorney.

Contributor Level 10
  1. Motion to lift stay with a recent reinstatement.

    Answered 12 months ago.

    1. Sheila Louise Rambeck
    2. Glen Edward Ashman
    3. Ashley Anne Digiulio
    4. Gary D. Bollinger
    4 lawyer answers

    They can get the Motion for Relief from Stay, but that doesn't mean they will start foreclosure proceedings. If your mortgage is current, they won't generally foreclose. They just want to make sure they are covered in case you are late on your future payments.

    6 lawyers agreed with this answer

  2. Is there anyway to fight a Motion for relief of stay

    Answered about 1 year ago.

    1. Sheila Louise Rambeck
    2. Michael S. Marr
    3. Glen Edward Ashman
    4. Robert M. Gardner Jr.
    4 lawyer answers

    If you didn't miss any mortgage payment since you filed the 13, you didn't need to convert. You make up the missed payments in the Chapter 13 plan. As long as you stay current after filing, you are fine. It sounds like you don't have an attorney--big mistake! Chapter 13's can be tough for people trying to do it on their own. The mortgage company should be able to talk to you if you have no attorney. If you do have an attorney, you need to talk to them about why you converted to a Chapter...

    4 lawyers agreed with this answer

  3. My Ch. 7 bankruptcy petition was filed by an attorney, but the petition indicates that I filed personally...what can I do?

    Answered 7 months ago.

    1. Brett D Weiss
    2. Sheila Louise Rambeck
    3. Joshua Robert Miller Driskell
    4. Glen Edward Ashman
    5. Jonathan Stone
    6. ···
    7 lawyer answers

    If the court's filing fees were not paid, the court will eventually dismiss the case. However, if you plan to file again, this creates problems. Speak to an experienced bankruptcy attorney--most offer free consultations.

    3 lawyers agreed with this answer

  4. Do I have a case? Should I be able to get my student loans discharged? Is this fair?

    Answered 12 months ago.

    1. Scott Benjamin Riddle
    2. James Liu
    3. Glen Edward Ashman
    4. Sheila Louise Rambeck
    4 lawyer answers

    Most student loans are not dischargeable without extreme circumstances. You used the funds to attend college; you will have to pay them back. You don't have a case.

    3 lawyers agreed with this answer

  5. Bankruptcy vehicle valuation in Georgia.

    Answered about 1 year ago.

    1. Ashley Anne Digiulio
    2. Glen Edward Ashman
    3. Maxim Christopher Zawojski
    4. Robert M. Gardner Jr.
    5. Sheila Louise Rambeck
    6. ···
    6 lawyer answers

    Even if you give a value to your attorney, the attorney will probably check KBB and Edmunds to verify the amount. Of course, the condition of the car is important, but generally I use KBB and Edmunds to get an idea. I am in Peachtree City and would be happy to meet with you to discuss your bankruptcy needs. 770-631-2334

    3 lawyers agreed with this answer

  6. Question about post Chapter 7 and walking away from home

    Answered 12 months ago.

    1. Sheila Louise Rambeck
    2. Glen Edward Ashman
    3. Robert M. Gardner Jr.
    4. James Portman Webster
    4 lawyer answers

    The foreclosure should not show on your credit report; it should say "Discharged in Bankruptcy." The banks don't report the mortgage payments to the credit reporting agencies after a discharge in bankruptcy. It would be nice if they did, but they don't.

    2 lawyers agreed with this answer

    1 person marked this answer as helpful

  7. GA state divorce laws, do i need to file for divorce in the same state where i married

    Answered almost 6 years ago.

    1. Sheila Louise Rambeck
    2. Hope Marler Cross
    2 lawyer answers

    In Georgia, you file for divorce in the county in which your spouse resides. If your spouse is agreeable, you can file for divorce in the county where you reside, if different from your spouses. But no, you don't file where you got married.

    1 lawyer agreed with this answer

    3 people marked this answer as helpful

  8. Will filing bankruptcy effect my wife?

    Answered 23 days ago.

    1. Scott Benjamin Riddle
    2. Sheila Louise Rambeck
    3. Glen Edward Ashman
    4. Shelley Ann Elder
    5. Ashley Anne Digiulio
    5 lawyer answers

    Unless you have joint debts, filing for bankruptcy before you get married should not affect your wife's credit.

    2 lawyers agreed with this answer

  9. Should second mortgage been discharged through 2005 chapter 13 bankruptcy? How do I proceed against lender?

    Answered about 1 year ago.

    1. Glen Edward Ashman
    2. Sheila Louise Rambeck
    3. Alan D. Walton
    3 lawyer answers

    As Mr. Ashman said, the bank probably got the term wrong. If you did reaffirm the debt (usually not done in a Chapter 13), there would be a record with the court as the reaffirmation had to be filed. You do need to make the payments to stay in the home, though you have no legal obligation to do so. If you do not pay, they can begin foreclosure proceedings.

    2 lawyers agreed with this answer

  10. I am the co borrower on a house, and my name is on the deed. How will it affect both parties if I file for bankruptcy?

    Answered about 1 year ago.

    1. Sheila Louise Rambeck
    2. Robert M. Gardner Jr.
    2 lawyer answers

    If your bankruptcy is completed and your debts are discharged, you would no longer legally owe any money on this mortgage. Since he is not current on the home payments, he may also want to consider filing for bankruptcy, either to make up the missed payments in a Chapter 13 plan or to surrender the house in a Chapter 7 plan. You both need to consult bankruptcy attorneys to make sure you do what's best for your personal situation. Sometimes filing a joint bankruptcy, even while separated,...

    2 lawyers agreed with this answer