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Ronald Shane Smith
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Ronald Smith’s Answers

5 total

  • I stored my total loss car in my yard and did not rent a car. Does insurance have to pay me compansation and for how many days?

    My car is total loss. Other side fault. I took my car from towing and stored at my yard for 20 days, till insurance pick up it. After 2 month the insurance sent me a check for my car. I want insurance pay me for towing to my home, storage for 20 ...

    Ronald’s Answer

    You need to speak to the insurance commissioner in your state. In Georgia, we would be able to get you what is called "loss of use" for a reasonable period of time - usually around 25 - 35/day for up to a week. The normal amount would be based on where you live.

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  • I slipped in grocery store what is fair settlement

    I have 2 herniated disks, did 25 weeks chiro therapy, and have been told will be 7% perm disabled, and am wondering what a fair settlement would be, I tried calling my attorney but haven't heard back from him and was wondering what a generalized b...

    Ronald’s Answer

    I have to second the advice already given - you need to talk to your lawyer. Your claim is going to be very dependant on your treatment, prior medical conditions, your medical bills, and whether you need any surgery. Also on any slip and fall - liability is a key part in any settlement. You should definitly make an appointment to talk to your lawyer.

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  • What do i do when i slipped and fell at wallmart and they didnt file a report an associate saw me fall

    tell me my rightf

    Ronald’s Answer

    I would recommend that you return to the store and report the fall, including the name of the associate who saw you fall as soon as possible. If the fall continues to go unreported, your claim will be much harder to win.

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  • My question is pertaining to a slip and fall accident.

    Does the insurance company have to right to have me disclose prior tax return for loss of income due to fact I am a independent contractor and is there a statue in disclosing past medical.

    Ronald’s Answer

    It is usually common practice for an insurance company to request tax returns either prior to a lawsuit being filed or when you are trying to settle a lost wages claim. We generally do not recommend our clients release tax returns in Georgia - at least pre lawsuit. I would be very hesitant to release any returns without the insurance company making an offer to you.

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  • I was rear ended at a stop lite,I used my med pay to pay for med costs. Does the other insurance company reimburse me .

    I don't know how med pay works!

    Ronald’s Answer

    You are definitly going to need to talk to an attorney in your state. This is an area of the law that can vary greatly from state to state. In Georgia for instance, medpay is considered a collateral source, meaning it does not have anything to do with the settlement from the liability company. Medpay from your company is seperate from the settlement - it just means that your bills are paid, and the money you would normally send to the doctor would go in your pocket. Medpay subrogation is also an issue to discuss with your state attorney.

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